Card utilization approval method, card settlement system and card authentication and settlement processing device
AssigneeNEC Corporation
InventorIkuo Sakaguchi
Life of this patent
Estimating the term…
Abstract
A card information of a card 11 to be settled is read by a payment processing terminal 12 and sent to a card authentication and settlement processing device 13. The card authentication and settlement processing device 13 calls a mobile station 21 of an owner of the card through a mobile phone mediating server 3 by using a card information of the card. By inputting a password and a settlement information from the mobile station 21, the card authentication and settlement processing device 13 performs a payment settlement.
Claims7
A card utilization approval method comprising the steps of:
- calling a mobile station of an owner of a card for settlement of a mobile phone system from a card authentication and settlement processing device upon an input of a card information of the card for settlement;
- and
- performing an authentication of the card and a payment settlement processing of the card in said card authentication and settlement processing device according to a password of the owner of said card inputted from said mobile station called.
A card settlement system comprising a payment processing terminal for reading a card information from a card to be settled and a card authentication and settlement processing device for performing an authentication of a payer and a settlement of payment on the basis of the card information from said payment processing terminal, said card authentication and settlement processing device comprising means for calling a mobile station of an owner of said card in a mobile phone system according to said card information and means for performing an authentication and a confirmation of payment settlement by an input from the called mobile station.
A card authentication and settlement processing device comprising means for calling a mobile station of an owner of a card to be settled in a mobile phone system according to a card information of said card to be settled and means for performing an authentication of said card to be settled and a payment settlement by an input from said called mobile station.
Dependencies are inferred from the claim text.