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US 12,602,687 B2Granted
Devices, methods and computer readable mediums for providing access control
AssigneeMastercard International Incorporated
InventorsSimon Phillips, Alan Johnson, Michael John Cowen
Life of this patent
Estimating the term…
Abstract
Various implementation described herein are directed to a method for providing access control. User information is received at a device. A request to provide access control is generated by the device based on the received user information. The request is transmitted via a network to an access manager. A response to the request is received from the access manager. Access control via the device is provided based on the response to the request.
Claims12
A system, comprising:
- an access manager, comprising:
- at least one processor;
- and
- at least one memory including computer program code;
- wherein the at least one memory and the computer program code are configured to, with the at least one processor, cause the access manager at least to:
- receive, via a network, a payment authorization request from an access device to provide access control based on user information;
- perform a lookup process based on the payment authorization request;
- determine eligibility for access based on the user information in the payment authorization request;
- and
- in response to determining the user information is eligible for access, forward the payment authorization request to an acquirer for the eligible user information;
- and
- the acquirer, wherein the acquirer is configured to:
- receive the payment authorization request from the access manager;
- generate a cryptogram based on the payment authorization request;
- and
- forward the payment authorization request, the payment authorization request including the cryptogram, to a payment processing entity or an issuer entity;
- wherein the computer program code is further configured to, with the at least one processor, cause the access manager at least to:
- receive a response to the payment authorization request from the acquirer, wherein the response to the payment authorization request is generated based on validation of the cryptogram;
- and
- transmit, via the network, the response to the payment authorization request to the access device.
17 more elements
Dependencies are inferred from the claim text.