Computer program, method, and system for providing redeemable promotional-valued credits

A non-transitory computer-readable media storing computer-executable instructions that, when executed by at least one processor, perform a method, the method comprising:

• providing an electronic resource comprising a website or a mobile application to a user device;
• receiving, from the user device of a user associated with an account, via the electronic resource provided for presentation on the user device, a purchase amount for the account, the purchase amount specified via a first user interface presented in the electronic resource on the user device, wherein the purchase amount represents a fiat currency having a fiat currency value for the account of the user;
• providing, for display in the electronic resource provided for presentation on the user device, an indication of a first amount of promotional-valued credits based on the purchase amount;
• receiving, responsive to an interaction with an interactive element of a plurality of interactive elements displayed on the electronic resource by the user device, a selection of a second amount of the promotional-valued credits to initiate play of at least one game by the user;
• responsive to receiving the selection of the second amount of the promotional-valued credits to initiate the play of the at least one game, providing the at least one game for display on the electronic resource provided to the user device;
• detecting an outcome of the play of the at least one game;
• and
• responsive to detecting the outcome of the play, determining a third amount of the promotional-valued credits based on the outcome of the play of the at least one game,
• wherein the fiat currency value of the account is at least a net sum of the purchase amount, the first amount of the promotional-valued credits, the second amount of the promotional-valued credits, and the third amount of the promotional-valued credits, the net sum is guaranteed to be equal to or greater than the fiat currency value of the purchase amount.

A system, comprising:

• a processor;
• one or more non-transitory computer-readable media storing computer-executable instructions that, when executed by the processor, perform a method, the method comprising:
• providing an electronic resource comprising a website or a mobile application to a user device;
• receiving, from the user device of a user associated with an account, via the electronic resource provided for presentation on the user device, a purchase amount for the account, the purchase amount specified via a first user interface presented in the electronic resource on the user device, wherein the purchase amount represents a fiat currency having a fiat currency value for the account;
• providing, for display in the electronic resource provided for presentation on the user device, an indication of a first amount of promotional-valued credits based on the purchase amount;
• receiving, responsive to an interaction with an interactive element of a plurality of interactive elements displayed on the electronic resource by the user device, a selection of a second amount of the promotional-valued credits to initiate play of at least one game by the user;
• responsive to receiving the selection of the second amount of the promotional-valued credits to initiate the play of the at least one game, providing the at least one game for display on the electronic resource on provided to the user device;
• detecting an outcome of the play of the at least one game;
• and
• responsive to detecting the outcome of the play, determining a third amount of the promotional-valued credits based on the outcome of the play of the at least one game,
• wherein the fiat currency value of the account is a net sum of the purchase amount, the first amount of the promotional-valued credits, the second amount of the promotional-valued credits, and the third amount of the promotional-valued credits, and wherein the net sum is guaranteed to be equal to or greater than the fiat currency value of the purchase amount.