System and method for enabling one or more transfer features associated with a real-time transfer protocol

A computer-implemented method comprising:

• receiving, from a client device, a signal including a request to configure a transfer of data to a particular data record;
• obtaining a trust score associated with the particular data record;
• determining that the trust score satisfies trust criteria;
• and
• responsive to determining that the trust score satisfies trust criteria, send, to the client device, a signal modifying a user interface displayed on the client device indicating the availability of a real-time transfer protocol.

A non-transitory computer readable storage medium comprising processor-executable instructions which, when executed, configure a processor to:

• receive, via a communications module and from a client device, a signal including a request to configure a transfer of data to a particular data record;
• obtain a trust score associated with the particular data record;
• determine that the trust score satisfies trust criteria;
• and
• responsive to determining that the trust score satisfies trust criteria, send, via the communications module and to the client device, a signal modifying a user interface displayed on the client device indicating the availability of a real-time transfer protocol.