Dynamically updating platform for age-related lifestyle and care decisions with predictive analytics

A system for engaging with care service options and/or lifestyle choices, comprising:

• at least one user device;
• at least one cloud platform;
• an assessment platform;
• a data collection engine;
• a scoring engine;
• a recommendation engine;
• and
• a decision coach;
• wherein the at least one user device is operable for network communication with the at least one cloud platform;
• wherein the assessment platform is operable to administer at least one assessment to at least two user accounts on the at least one user device and receive assessment data from the at least two user accounts in response to the at least one assessment;
• wherein the assessment platform is operable to receive financial data about the at least two user accounts from a plurality of interested third party devices;
• wherein the assessment platform is operable to receive data about the at least one user account from the plurality of interested third party devices;
• wherein the data collection engine is operable to collect passive data associated with each of the at least two user accounts from the at least one user device and combine the passive data, the data from the plurality of interested third party devices, the financial data, and the assessment data into user data, wherein the user data is in a standardized format;
• wherein the data collection engine is operable to determine a length of time taken to answer at least one question of the at least one assessment by measuring a length of screen time of the at least one user device used to answer the at least one question of the at least one assessment and determine if at least one follow-up question is required;
• wherein the scoring engine is operable to generate at least one score based on the user data;
• wherein the recommendation engine is operable to generate at least one recommendation based on the user data;
• wherein the decision coach is operable to design at least one curriculum of next steps based on the user data, the at least one score, and the at least one recommendation;
• wherein the decision coach is operable to mark data disagreement between the passive data obtained from the at least one user device, the assessment data, and the data from the plurality of interested third party devices;
• wherein the decision coach is operable to resolve the data disagreement;
• wherein the recommendation engine is operable to incorporate aggregate data and/or predictive analytics to make recommendations for resolving areas of data disagreement, wherein the recommendations are based on previously effective steps for resolving areas of data disagreement;
• wherein the decision coach is operable to deliver the at least one curriculum on the at least one user device;
• wherein the decision coach is operable to deliver a second curriculum to the plurality of interested third party devices;
• wherein the delivery of the at least one curriculum is accompanied by at least one notification;
• wherein the decision coach is operable to dynamically adjust the at least one curriculum based on updated user data;
• and
• wherein the at least one cloud platform is operable to store the user data and the at least one curriculum.

A method for engaging with care service options and/or lifestyle choices, comprising:

• an assessment platform administering at least one assessment to at least one user account on at least one user device and receiving assessment data in response to the at least one assessment;
• the assessment platform receiving financial data about the at least one user account from a plurality of interested third party devices;
• the assessment platform receiving data about the at least one user account from the plurality of interested third party devices;
• a data collection engine collecting passive data from the at least one user device and combining the assessment data, the data from the plurality of interested third party devices, the financial data, and the passive data into user data, wherein the user data is in a standard format;
• the data collection engine determining a length of time take to answer at least one question of the at least one assessment by measuring a length of screen time of the at least one user device used to answer the at least one question of the at least one assessment and determine if at least one follow-up question is required;
• a scoring engine generating at least one score based on the user data;
• a recommendation engine generating at least one recommendation based on the user data;
• a decision coach designing at least one curriculum of next steps based on the user data, the at least one score, and the at least one recommendation;
• the decision coach marking data disagreement between the passive data obtained from the at least one user device, the assessment data, and the data from the plurality of interested third party devices;
• the decision coach resolving the data disagreement;
• the recommendation engine incorporating aggregate data and/or predictive analytics to generate recommendations for resolving the areas of data disagreement, wherein the recommendations are based on previously effective steps for resolving areas of data disagreement;
• the decision coach delivering the at least one curriculum on the at least one user device;
• wherein the delivery of the at least one curriculum in accompanied by at least one notification;
• the decision coach delivering a second curriculum to the plurality of interested third party devices;
• the decision coach dynamically adjusting the at least one curriculum based on updated user data;
• and
• at least one cloud platform storing the user data and the at least one curriculum;
• wherein the at least one user device is in network communication with the at least one cloud platform.