Systems and methods for executing a customized home search

A computer-implemented method for executing a customized home search based upon a user-defined budget constraint, the method implemented using a home cost analysis server including at least one processor in communication with a memory, the method comprising:

• defining, based upon user input of at least one income data element and a plurality of expense data elements, a user-defined budget constraint;
• retrieving, from a first database, a list of a plurality of available homes in a user-selected geographic area and first metadata including public listing information associated with each available home on the list;
• determining, using at least one of image processing or word processing on the first metadata, an initial monthly home cost for each respective available home;
• isolating a first subset of the available homes on the list having the initial monthly home cost associated therewith that satisfies the user-defined budget constraint;
• retrieving, from a second database, historical insurance claim data for a plurality of other homes in the geographic area;
• identifying one or more additional home costs for each available home of the first subset of available homes based upon shared features with the other homes and the historical insurance claim data;
• and
• displaying at the user computing device (i) the first subset of available homes along with a first graphical indicator visually identifying the first subset of available homes and each respective initial monthly cost, and (ii) a second subset of available homes from within the first subset of available homes along with a second graphical indicator visually identifying the second subset of available homes and a respective adjusted monthly cost for each available home in the second subset, the adjusted monthly cost incorporating the one or more additional home costs.

At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by a home cost analysis server including at least one processor in communication with a memory, the computer-executable instructions cause the at least one processor to:

• define, based upon user input of at least one income data element and a plurality of expense data elements, a user-defined budget constraint;
• retrieve, from a first database, a list of a plurality of available homes in a user-selected geographic area and first metadata including public listing information associated with each available home on the list;
• determine, using at least one of image processing or word processing on the first metadata, an initial monthly home cost for each respective available home;
• isolate a first subset of the available homes on the list having the initial monthly home cost associated therewith that satisfies the user-defined budget constraint;
• retrieve, from a second database, historical insurance claim data for a plurality of other homes in the geographic area;
• identify one or more additional home costs for each available home of the first subset of available homes based upon shared features with the other homes and the historical insurance claim data;
• and
• display at the user computing device (i) the first subset of available homes along with a first graphical indicator visually identifying the first subset of available homes and each respective initial monthly cost, and (ii) a second subset of available homes from within the first subset of available homes along with a second graphical indicator visually identifying the second subset of available homes and a respective adjusted monthly cost for each available home in the second subset, the adjusted monthly cost incorporating the one or more additional home costs.