Automated lending data collection and verification system and methods

A method comprising:

• generating, by a processing circuit, a requestor token comprising information of an applicant;
• determining, by the processing circuit, verification information is required to process an application associated with the applicant;
• retrieving, by the processing circuit, the verification information corresponding with a first document based on previously stored information corresponding to the applicant;
• receiving, by the processing circuit from a user device associated with the applicant, a second document comprising additional verification information;
• automatically extracting, by data recognition logic of the processing circuit, the additional verification information from the second document based on a set of taxonomy rules, wherein the extracted additional verification information is extracted according to a document category;
• generating, by the processing circuit, a task comprising a requirement to fulfill based on the verification information, the additional verification information, and determining additional information is required, wherein generating the task comprises:
• determining a fulfillment process associated with the task, wherein the fulfillment process defines a reason for the generation of the task;
• determining a category for the task based on the fulfillment process;
• and
• configuring an alert to trigger corresponding with a document based on the category, wherein configuring the alert comprises configuring to notify the applicant when a predetermined amount of time remains before an expiration date;
• providing, by the processing circuit, a list of tasks comprising the task to the applicant;
• providing, by the processing circuit, a request for the additional information, wherein the request comprises the requestor token and is transmitted via a real-time data channel between the processing circuit and an information computing system;
• and
• wherein providing the request comprises sending the request to an intermediary computing system, wherein the intermediary computing system is in communication with the information computing system, and wherein the intermediary computing system is configured to forward the request to the information computing system via the real-time data channel.

One or more non-transitory computer-readable storage media having instructions stored thereon that, when executed by a processing circuit, cause the processing circuit to:

• generate a requestor token comprising information of an applicant;
• determine verification information is required to process an application associated with the applicant;
• retrieve the verification information corresponding with a first document based on previously stored information corresponding to the applicant;
• receive, from a user device associated with the applicant, a second document comprising additional verification information;
• automatically extract, by data recognition logic, the additional verification information from the second document based on a set of taxonomy rules, wherein the extracted additional verification information is extracted according to a document category;
• generate a task comprising a requirement to fulfill based on determining additional information is required, wherein generating the task comprises:
• determining a fulfillment process associated with the task, wherein the fulfillment process defines a reason for the generation of the task;
• determining a category for the task based on the fulfillment process;
• and
• configuring an alert to trigger corresponding with a document based on the category, wherein configuring the alert comprises configuring to notify the applicant when a predetermined amount of time remains before an expiration date;
• and
• provide a list of tasks comprising the task to the applicant;
• provide a request for the additional information, wherein the request comprises the requestor token and is transmitted via a real-time data channel between the processing circuit and an information computing system;
• and
• wherein providing the request comprises sending the request to an intermediary computing system, wherein the intermediary computing system is in communication with the information computing system, and wherein the intermediary computing system is configured to forward the request to the information computing system via the real-time data channel.