System and method for facilitating transaction account provisioning

A method for providing account provisioning information to a transaction account processing system, the method comprising:

• receiving, by an account administrator processor, one or more account provisioning information from at least one of a plurality of account processing systems;
• storing, by the account administrator processor, the one or more account provisioning information in a data storage unit;
• receiving, by the account administrator processor from a transaction processor, a user account query, wherein the user account query comprises an encrypted client datum;
• determining, by the account administrator processor, whether the encrypted client datum is associated with any of the account provisioning information, wherein the determination comprises comparing the encrypted client datum to one or more stored client datum;
• transmitting, by the account administrator processor to the transaction processor, a positive account holder identification notification;
• carrying out, by the account administrator processor, at least one service eligibility check to determine a positive or negative provisioning service eligibility for a user account;
• constructing, by the account administrator processor, an application transition link configured to launch, on a user device, an account application associated with the user account of an account holder;
• transmitting, by the account administrator processor to the user device, a transaction processing prompt including the application transition link;
• receiving, by the account administrator processor from the user device, a transaction processing response comprising approval for account information provisioning;
• retrieving, by the account administrator processor from the data storage unit, the one or more account provisioning information;
• and
• transmitting, by the account administrator processor to the transaction processor, the one or more account provisioning information,
• wherein the actions of constructing an application link, transmitting the transaction processing prompt, retrieving the one or more account provisioning information, and transmitting the one or more account provisioning information are carried out only after a positive service eligibility is determined for the user account.

A non-transitory computer readable medium comprising instructions that, when executed on a data processing system, cause the data processing system to perform actions comprising:

• receiving one or more account provisioning information from at least one of a plurality of account processing systems;
• storing the one or more account provisioning information in a data storage unit;
• receiving, from a transaction processor, a user account query, wherein the user account query comprises an encrypted client datum;
• determining whether the encrypted client datum is associated with any of the account provisioning information, wherein the determination comprises comparing the encrypted client datum to one or more stored client datum;
• transmitting, to the transaction processor, a positive account holder identification notification;
• carrying out, by the account administrator processor, at least one service eligibility check to determine a positive or negative provisioning service eligibility for the user account;
• constructing, by the account administrator processor, an application transition link configured to launch, on a user device, an account application associated with a user account of an account holder;
• transmitting, by the account administrator processor to the user device, a transaction processing prompt including the application transition link;
• receiving, from the user device, a transaction processing response comprising approval for account information provisioning;
• retrieving, from the data storage unit, the one or more account provisioning information;
• and
• transmitting, to the transaction processor, the one or more account provisioning information,
• wherein the actions of constructing an application link, transmitting the transaction processing prompt, retrieving the one or more account provisioning information, and transmitting the one or more account provisioning information are carried out only after a positive service eligibility is determined for the user account.