Systems and methods for distributed data mapping

A non-transitory machine-readable storage medium having program instructions, which when executed by at least one processor perform a method for conducting a transaction, the method comprising:

• receiving, at a user device of a user, from a transaction system conducing a transaction including at least one of an identification transaction or a financial transaction, a request for a data element for conducting the transaction at the transaction system, the data element including at least one of identity information of the user or financial information of the user;
• in response to receiving the request, requesting by the user device from a data service system, a data map corresponding to the requested data element, the data map including:
• a plurality of pointers for a plurality of data fragments of the data element, each of the data fragments containing a different portion of the data element, each of the pointers pointing to a respective different one of the plurality of data fragments located at a respective different one of a plurality of storage locations physically separate from the user device and the data service system;
• and
• time-to-live (TTL) attributes for the plurality of data fragments, each TTL attribute indicating a time period for which a respective data fragment is valid;
• determining, by the user device, whether the TTL attributes indicate that each of the plurality of data fragments is currently valid;
• upon determining that each of the plurality of data fragments is currently valid, retrieving, by the user device, using the pointers of the data map, the plurality of data fragments from the plurality of different storage locations;
• assembling, by the user device, the requested data element using the retrieved plurality of data fragments;
• and
• providing, by the user device to the transaction system, the requested data element to conduct the transaction at the transaction system.

A system for conducting a transaction, the system comprising:

• at least one processor;
• at least one non-transitory machine readable storage medium having program instructions, which when executed by the at least one processor perform a method for conducting a transaction, the method comprising:
• receiving, at a user device of a user, from a transaction system conducing a transaction including at least one of an identification transaction or a financial transaction, a request for a data element for conducting the transaction at the transaction system, the data element including at least one of identity information of the user or financial information of the user;
• in response to receiving the request, requesting by the user device from a data service system, a data map corresponding to the requested data element, the data map including:
• a plurality of pointers for a plurality of data fragments of the data element, each of the data fragments containing a different portion of the data element, each of the pointers pointing to a respective different one of the plurality of data fragments located at a respective different one of a plurality of storage locations physically separate from the user device and the data service system;
• and
• time-to-live (TTL) attributes for the plurality of data fragments, each TTL attribute indicating a time period for which a respective data fragment is valid;
• determining, by the user device, whether the TTL attributes indicate that each of the plurality of data fragments is currently valid;
• upon determining that each of the plurality of data fragments is currently valid, retrieving, by the user device, using the pointers of the data map, the plurality of data fragments from the plurality of different storage locations;
• assembling, by the user device, the requested data element using the retrieved plurality of data fragments;
• and
• providing, by the user device to the transaction system, the requested data element to conduct the transaction at the transaction system.