Item-level information collection for interactive payment experience

A system comprising:

• one or more processors;
• one or more non-transitory computer-readable media storing instructions that, when executed by the one or more processors, cause the system to:
• store, at one or more servers of the system in a database associated with the system, data identifying one or more financial accounts of a user and one or more user devices of the user that are communicatively coupled to the one or more servers;
• receive, by the one or more servers, transaction information corresponding to a financial transaction, wherein the transaction information includes at least a payment amount and is received from a point-of-sale system communicatively coupled to the one or more servers;
• determine, by the one or more servers, that the transaction information is associated with a financial account of the one or more financial accounts of the user;
• generate, by the one or more servers, an interactive notification associated with the financial transaction, wherein the interactive notification includes at least the payment amount and a plurality of transaction and item-level information associated with the financial transaction;
• and
• cause presentation of the interactive notification by the one or more servers without input from the user, in near real time of receiving the transaction information, on at least one user device of the one or more user devices to enable an interaction with any of the plurality of transaction and item-level information included in the interactive notification.

One or more non-transitory computer-readable media storing instructions, that when executed by one or more processors of a payment service system, cause the one or more processors to:

• store, at one or more servers of the payment service system in a database associated with the payment service system, data identifying one or more financial accounts of a user and one or more user devices of the user that are communicatively coupled to the one or more servers;
• receive, by the one or more servers, transaction information corresponding to a financial transaction, wherein the transaction information includes at least a payment amount and is received from a point-of-sale system communicatively coupled to the one or more servers;
• determine, by the one or more servers, that the transaction information is associated with a financial account of the one or more financial accounts of the user;
• generate, by the one or more servers, an interactive notification associated with the financial transaction, wherein the interactive notification includes at least the payment amount and a plurality of transaction and item-level information associated with the financial transaction;
• and
• cause presentation of the interactive notification by the one or more servers without input from the user, in near real time of receiving the transaction information, on at least one user device of the one or more user devices to enable an interaction with any of the plurality of transaction and item-level information included in the interactive notification.