Computer-based systems configured to utilize predictive machine learning techniques to define software objects and methods of use thereof

A method, comprising:

• receiving, by one or more processors, a user activity profile of a user;
• determining, by the one or more processors and using a categorization machine learning model, a first aspect of a user profile based on at least the user activity profile;
• determining, by the one or more processors and using a risk assessment model, a second aspect of the user profile based on at least the user activity profile;
• predicting, by the one or more processors and using a trained optimization machine learning model, a set of software objects based on the first aspect and the second aspect, wherein a software object of the set of software objects is optimized with respect to at least one competitive interest between the user and an entity provider of the software object, and wherein the software object is associated with feature values;
• and
• outputting, by the one or more processors, a notification indicative of the set software objects and corresponding feature values to a computing device associated with the user, wherein the set of software objects and the corresponding feature values are displayed on a user interface of the computing device associated with the user.

A non-transitory computer readable medium comprising code which,

• when executed by a processor, causes the processor to:
• receive a user activity profile of a user;
• determine, using a categorization machine learning model, a first aspect of a user profile based on at least the user activity profile;
• determine, using a risk assessment model, a second aspect of the user profile based on at least the user activity profile;
• predict, using a trained optimization machine learning model, a set of software objects based on the first aspect and the second aspect, wherein a software object of the set of software objects is optimized with respect to at least one competitive interest between the user and an entity provider of the software object, and wherein the software object is associated with feature values;
• and
• output a notification indicative of the set of software objects and corresponding feature values to a computing device associated with the user, wherein the set of software objects and the corresponding feature values are displayed on a user interface of the computing device associated with the user.