System, method, and apparatus for generating tokenized images

A system for encoding account tokens in image files, comprising at least one processor programmed or configured to:

• receive, from a user associated with an account identifier, an identification of an image;
• generate at least one token based on the account identifier of the user;
• generate at least one false token;
• embed the at least one token and the at least one false token in the image, resulting in a tokenized image comprising the at least one token and the at least one false token;
• and
• communicate the tokenized image to a transaction processing system, wherein the transaction processing system is configured to conduct a transaction based on the tokenized image using the at least one token.

A computer program product for encoding account tokens in image files, comprising at least one non-transitory computer-readable medium including program instructions that, when executed by at least one processor, cause the at least one processor to:

• receive, from a user associated with an account identifier, an identification of at least one image;
• generate at least one token based on the account identifier of the user;
• generate at least one false token;
• embed the at least one token and the at least one false token in the image, resulting in a tokenized image comprising the at least one token and the at least one false token;
• and
• communicate the tokenized image to a transaction processing system, wherein the transaction processing system is configured to conduct a transaction based on the tokenized image and the at least one token.