Cyber-security presence monitoring and assessment
AssigneeAllstate Insurance Company
InventorsJason D. Park, Howard Hayes, Tao Chen, John S. Parkinson
Life of this patent
Estimating the term…
Abstract
Methods, computer-readable media, software, and apparatuses may monitor consumer information in order to determine a probability of a data breach associated with a customer based on an online presence of the customer. The probability of a data breach may be used to present metrics to a consumer and/or a service provider. Further, the consumer may be presented with information indicating what factors contribute to the probability of a data breach, as well as information regarding how to reduce those factors.
Claims17
A cyber-security system, comprising:
- one or more processors;
- a memory unit storing computer-executable instructions, which when executed by the one or more processors, cause the cyber-security system to:
- monitor a plurality of digital accounts associated with a consumer on a communications network;
- determine a digital footprint for the consumer based on a number of computing devices the consumer uses to access the plurality of digital accounts, wherein the digital footprint represents an online presence of the consumer;
- detect a cyber-traffic event that changes the digital footprint of the consumer;
- and
- adjust an insurance premium of an insurance product associated with the consumer based on the changed digital footprint.
A method comprising:
- monitoring a plurality of digital accounts associated with a consumer on a communications network;
- determining a digital footprint for the consumer based on a number of computing devices the consumer uses to access the plurality of digital accounts, wherein the digital footprint represents an online presence of the consumer;
- detecting a cyber-traffic event that changes the digital footprint of the consumer;
- and
- adjusting an insurance premium for an insurance product associated with the consumer based on the changed digital footprint.
A non-transitory computer-readable storage medium having computer-executable program instructions stored thereon that when executed by a processor, cause the processor to:
- monitor a plurality of digital accounts associated with a consumer on a communications network;
- determine a digital footprint for the consumer based on a number of computing devices the consumer uses to access the plurality of digital accounts, wherein the digital footprint represents an online presence of the consumer;
- detect a cyber-traffic event that changes the digital footprint of the consumer;
- and
- adjust an insurance premium of an insurance product associated with the consumer based on the changed digital footprint.
Dependencies are inferred from the claim text.