US 12,008,577 B2Granted

System and method for facilitating reclamation requests

AssigneeVisa International Association Service

InventorsRanjiva Prasad, Nidhi Kapoor, Jake Butler

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Abstract

Described herein are systems and techniques for facilitating reclamation requests. In this disclosure, a system is described in which information related to a number of transactions is received by a service computer. The service computer may determine what transactions, or portions thereof, are eligible for reclamation and to what extent. Once eligible transactions, or portions thereof, have been identified, the service computer may identify requirements for making a reclamation request. The service computer may then identify a client device associated with the eligible transactions, generate, and transmit notifications to the client device to facilitate the submission of a reclamation request.

Claims19

Dependent claims

A method comprising:

receiving, from an access device at a service computer, an authorization request message comprising an access identifier associated with a user and a resource provider identifier associated with a transaction conducted within a jurisdiction;
identifying, by the service computer, a set of tax reclamation eligibility rules based on attributes associated with the access identifier and the resource provider identifier, wherein the tax reclamation eligibility rules define tax refund rules for non-residents of the jurisdiction;
determining, by the service computer based on the identified set of rules, that the transaction is eligible for a tax reclamation;
generating, by the service computer, a notification message comprising a message indicating that the transaction is eligible for the tax reclamation;
transmitting, by the service computer, the notification message to a mobile communication device associated with the access identifier;
receiving, by the service computer, a request for automated tax reclamation reimbursement;
authenticating, by the service computer, an egress event from the jurisdiction upon receiving the request for automated tax reclamation reimbursement, authenticating comprising:
monitoring, by the service computer, an account associated with the access identifier by identifying card-present transactions that involve the access identifier, wherein the service computer processes transactions associated with the access identifier;
detecting, by the service computer, that a subsequent card-present transaction has been conducted involving the monitored account with a resource provider located outside of the jurisdiction;
and
confirming, by the service computer, that the user has exited the jurisdiction based on detecting the subsequent card-present transaction outside of the jurisdiction;
and
initiating completion of the automated tax reclamation reimbursement upon confirming that the user has exited the jurisdiction.

10 more elements

A service computer comprising:

a processor;
and
a memory including instructions that, when executed with the processor, cause the processor to, at least:
receive an authorization request message comprising an access identifier associated with a user and a resource provider identifier associated with a transaction conducted within a jurisdiction;
identify a set of tax reclamation eligibility rules based on attributes associated with the access identifier and the resource provider identifier, wherein the tax reclamation eligibility rules define tax refund rules for non-residents of the jurisdiction;
determine, based on the identified set of rules, that the transaction is eligible for a tax reclamation;
generate a notification message comprising a message indicating that the transaction is eligible for the tax reclamation;
transmit the notification message to a mobile communication device associated with the access identifier;
receive a request for automated tax reclamation reimbursement;
authenticate an egress event from the jurisdiction upon receiving the request for automated tax reclamation reimbursement, authenticating comprising:
monitor an account associated with the access identifier by identifying card-present transactions that involve the access identifier, wherein the service computer processes transactions associated with the access identifier;
detect that a subsequent card-present transaction has been conducted involving the monitored account with a resource provider located outside of the jurisdiction;
and
confirm that the user has exited the jurisdiction based on detecting the subsequent card-present transaction outside of the jurisdiction;
and
initiate completion of the automated tax reclamation reimbursement upon confirming that the user has exited the jurisdiction.

13 more elements

Dependencies are inferred from the claim text.

Facts

Application: 17/055,932Filed 21 May 2019 · us provisional application
Priority: 31 May 2018
Published: US 2021/0233076 A129 Jul 2021
Granted: 11 Jun 2024
Term ends: Not estimatedThe source records don’t support an estimate.

Classification11 codes

G06Q 20/32
Characterised by the use of specific devices or networks: using wireless devices
G06Q 20/407
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check…:…
G06Q 20/047
Payment circuits: using payment protocols involving electronic receipts
G06Q 20/3224
Aspects of commerce using mobile devices [M-devices]: transactions dependent on location of M-devices

Family

Application62/678,856Us provisional application · filed 31 May 2018
US 2021/0233076 A1Pre-grant publication · published 29 Jul 2021
US 12,008,577 B2This patent

From the US filing history. Foreign family members aren’t listed.

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