Mobile wallet application with payment receipt support

A method for managing payments of a merchant, comprising:

• receiving, by a computing device and from a first payer device, first payment element data describing a first payment element for making a first payment from an account associated with the first payment element;
• determining, by the computing device, that the first payment element is processable by a limited payment network and by a general payment network;
• responsive to determining that the first payment element is processable by the limited payment network and by the general payment network, sending, by the computing device, a first payment authorization message to an issuer of the first payment element via the limited payment network;
• receiving, by the computing device and from a second payer device, second payment element data describing a second payment element for making a second payment from an account associated with the first payment element to the merchant;
• determining, by the computing device, that the second payment element is not to be processed by the limited payment network;
• and
• sending, by the computing device, a second payment authorization message to an issuer of the second payment element via the general payment network.

A non-transitory machine-readable medium comprising instructions thereon that, when executed by a processor unit, cause the processor unit to execute operations comprising:

• receiving, from a first payer device, first payment element data describing a first payment element for making a first payment from an account associated with the first payment element;
• determining that the first payment element is processable by a limited payment network and by a general payment network;
• responsive to determining that the first payment element is processable by the limited payment network and by the general payment network, sending a first payment authorization message to an issuer of the first payment element via the limited payment network;
• receiving, from a second payer device, second payment element data describing a second payment element for making a second payment from an account associated with the second payment element;
• determining that the second payment element is not to be processed by the limited payment network;
• and
• sending a second payment authorization message to an issuer of the second payment element via the general payment network.