External payment credential digitization

A digitization device, comprising:

• a network interface configured to receive, via a digitization entity located in a first geographic jurisdiction, a request for tokenizing payment card data of a payment card associated with a payment account stored in a second geographic jurisdiction that comprises regulations which restrict sharing of payment account data stored in the second geographic jurisdiction from being shared outside of the second geographic jurisdiction;
• and
• a processor configured to
• retrieve a personalization script for the payment card from an issuer of the payment account located in the second geographic jurisdiction, wherein the personalization script comprises instructions for digitizing payment account data from the payment account hosted in the second geographic jurisdiction onto a mobile device located in the first geographic jurisdiction and which satisfies the regulations which restrict sharing of payment account data stored in the second geographic jurisdiction from being shared outside of the second geographic jurisdiction the personalization script generated based on issuer master keys provided by an issuer of the payment account,
• execute the personalization script at the digitization device,
• extract payment account data from the payment card based on issuer instructions for extracting the account information included in the personalization script when executing the personalization script,
• convert the extracted payment account data into tokenized payment account data based on issuer instructions for tokenizing the payment account data included in the personalization script when executing the personalization script at the digitization entity, and
• transmit the tokenized payment account data to a secure element of the mobile device when executing the personalization script at the digitization entity.

A non-transitory computer readable medium having stored therein instructions that when executed cause a computer to perform a method comprising:

• receiving, via a digitization entity located in a first geographic jurisdiction, a request for tokenizing payment card data of a payment card associated with a payment account hosted in a second geographic jurisdiction that comprises regulations which restrict sharing of payment account data stored in the second geographic jurisdiction from being shared outside of the second geographic jurisdiction;
• retrieving a personalization script for the payment card from an issuer of the payment account located in the second geographic jurisdiction, wherein the personalization script comprises instructions for digitizing payment account data from the payment account stored and hosted in the second geographic jurisdiction onto a mobile device, the personalization script generated based on issuer master keys provided by an issuer of the payment account;
• executing the personalization script at the digitization entity;
• extracting the account information from the payment card data based on issuer instructions for extracting the payment account data included in the personalization script when executing the personalization script at the digitization entity;
• converting the extracted payment account data into tokenized account information based on issuer instructions for tokenizing the payment account data included in the personalization script when executing the personalization script at the digitization entity;
• and
• transmitting the tokenized payment account data to a secure element of the mobile device when executing the personalization script at the digitization entity.