System for verification of pseudonymous credentials for digital identities with managed access to personal data on trust networks

A digital identity apparatus, wherein the verification of at least one qualification of a user is used to generate a credential associated with a digital identity account maintained with an identity provider for authorizing the user to engage pseudonymously in a transaction online with a provider, and wherein a pseudonymous identifier associated with the credential is configured to enable identifying information about the user to be correlated to the transaction in relation to the automated processing of an access request by a third party using due process rules to determine providing at least a portion of the identifying information for the user to the third party, the digital identity apparatus comprising:

• at least one digital identity memory configured to store digital identity data for the user associated with the digital identity account maintained by the identity provider and having associated authentication data used for the authentication of the digital identity to authenticate the user as an authenticated user to present a pseudonymous credential associated with the digital identity account to engage in the transaction online with the provider;
• a storage device storing a data container having at least one credential associated with the digital identity account that is accessible by the authenticated user through the user interface of a computing device configured to enable the user to present the credential online pseudonymously to the provider, the credential comprising:
• credential data based on the verification of the at least one qualification of the user configured for use in authorizing the user to engage in the transaction online with the provider;
• and
• at least one pseudonymous identifier configured for use in verifying the qualification of the user for authorizing the user to engage in the transaction online with the provider and for being stored in a pseudonymized record of the transaction between the user and the provider;
• and
• a custodial escrow memory associated with the digital identity account maintained by the identity provider configured to store identifying information for the user segregated from the pseudonymized transaction record;
• and
• a due process rules engine comprising a processor and software configured to:
• automatically process information in an access request inputted by a third party for identifying information about the user correlated to the pseudonymized transaction record using a set of due process rules to determine whether the third party is authorized to receive the identifying information stored in the custodial escrow memory for the user in relation to the transaction data stored in the pseudonyrnized transaction record;
• correlate the identifying information for the user with a transaction in the pseudonymized transaction record using the pseudonymous identifier to create a combined record of the transaction;
• and
• provide the combined record to the authorized third party based on the determination under the due process rules.