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US 12,008,225 B2Granted
Trust score investigation
OwnerAlex Grigoryan, Avinash Gangadharan +3inventors
InventorsAlex Grigoryan, Avinash Gangadharan, Akshay Peshave, Michael Morgan, Rhys Howell
Life of this patent
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Abstract
A system and method for investigating trust scores. A trust score is calculated based on peer transfers, a graphical user interface displays actuatable elements associated with a first peer transfer from the peer transfers, in response to receiving an indication the first actuatable element has been actuated, recalculating the trust score without the first peer transfer.
Claims20
A system for trust score investigation, comprising:
- a non-transitory memory storing instructions;
- and
- one or more hardware processors coupled to the non-transitory memory and configured to read the instructions from the non-transitory memory to cause the system to perform operations comprising:
- receiving a loan request from a first device of an entity, wherein the loan request includes a loan amount;
- accessing one or more databases and retrieving historical loan information associated with the entity, wherein the historical loan information includes a plurality of loans associated with the entity;
- calculating a trust score for the entity based at least in part on the loan amount and the historical loan information;
- determining one or more parameters associated with the loan request based on the calculating of the trust score;
- causing a graphical user interface (GUI) to be displayed on a second device, the GUI displaying the determined one or more parameters and an actuatable element associated with the loan request;
- receiving an indication that the actuatable element has been actuated through the GUI;
- and
- in response to receiving the indication that the actuatable element has been actuated through the GUI, recalculating the trust score.
8 more elements
A method, comprising:
- receiving a transfer request from a first device of an entity, wherein the transfer request includes a transfer amount;
- accessing one or more databases and retrieving historical transfer information associated with the entity, wherein the historical transfer information includes a plurality of transfers associated with the entity;
- calculating a trust score for the entity based at least in part on the transfer amount and the historical transfer information;
- determining one or more parameters associated with the transfer request based at least on the calculating of the trust score;
- causing a graphical user interface (GUI) to be displayed on a second device, the GUI displaying the determined one or more parameters and an actuatable element associated with the transfer request;
- receiving an indication that the actuatable element has been actuated through the GUI;
- and
- in response to receiving the indication that the actuatable element has been actuated through the GUI, recalculating the trust score.
5 more elements
A non-transitory machine readable medium having stored thereon machine readable instructions executable to cause a machine to perform operations comprising:
- receiving a loan request from a first device of an entity, wherein the loan request includes a loan amount;
- accessing historical loan information associated with the entity, wherein the historical loan information includes a plurality of loans associated with the entity;
- calculating a trust score based at least in part on the loan amount and historical loan information associated with the entity;
- determining one or more parameters associated with the loan request based on the calculating of the trust score;
- causing a graphical user interface (GUI) to be displayed on a second device, the GUI displaying the determined one or more parameters and an actuatable element associated with the loan request;
- receiving an indication that the actuatable element has been actuated through the GUI;
- and
- in response to receiving the indication that the actuatable element has been actuated through the GUI, recalculating the trust score.
5 more elements
Dependencies are inferred from the claim text.