Multi-source liquidity tracking

A computing device comprising:

• a memory;
• and
• one or more processors in communication with the memory, the one or more processors configured to:
• obtain original transactional data from two or more financial accounts, the original transactional data having two or more file formats;
• convert the original transactional data from the two or more file formats into transactional data having a common format for storage, wherein the common format for the transactional data defines one or more transactions from the two or more financial accounts and associated posting times of the one or more transactions to the two or more financial accounts;
• determine a net liquidity amount for the two or more financial accounts at a given time based on the posting times of the one or more transactions included in the transactional data stored in the common format, wherein to determine the net liquidity amount for the two or more financial accounts at the given time, the one or more processors are configured to:
• determine that a first transaction included in the transactional data stored in the common format has a first posting time prior to the given time,
• determine that a second transaction included in the transactional data stored in the common format has a second posting time after the given time, and
• determine the net liquidity amount for the two or more financial accounts at the given time by including a first value of the first transaction and not
• including a second value of the second transaction;
• and
• output net liquidity data that is representative of the net liquidity amount for the two or more financial accounts at the given time.

A non-transitory computer-readable medium having instructions stored thereon that, when executed, cause one or more processors to:

• obtain original transactional data from two or more financial accounts, the original transactional data having two or more file formats;
• convert the original transactional data from the two or more file formats into transactional data having a common format for storage, wherein the common format for the transactional data defines one or more transactions from the two or more financial accounts and associated posting times of the one or more transactions to the two or more financial accounts;
• determine a net liquidity amount for the two or more financial accounts at a given time based on the posting times of the one or more transactions included in the transactional data stored in the common format, wherein to determine the net liquidity amount for the two or more financial accounts at the given time, the instructions cause the one or more processors to:
• determine that a first transaction included in the transactional data stored in the common format has a first posting time prior to the given time,
• determine that a second transaction included in the transactional data stored in the common format has a second posting time after the given time, and
• determine the net liquidity amount for the two or more financial accounts at the given time by including a first value of the first transaction and not including a second value of the second transaction;
• and
• output net liquidity data that is representative of the net liquidity amount for the two or more financial accounts at the given time.