Systems and methods for providing user-controlled automobile financing

A system comprising:

• one or more processors;
• and
• a non-transitory computer-readable storage medium storing instructions, which when executed by the one or more processors cause the one or more processors to:
• provide, to a client device, user interface instructions for displaying an interface on the client device for a buyer to purchase a vehicle;
• transmit a notice to a dealer system that the buyer selected the vehicle associated with a dealer, wherein the notice further includes a set of prequalification loan terms for the buyer;
• receive a notification that a prequalification loan term of the set of prequalification loan terms has changed;
• provide, to the buyer in response to the notification and via the interface of the client device, an access link that when selected provides remote access to a graphical user interface comprising an indication of the prequalification loan term;
• in response to the access link being accessed, receive, via the interface of the client device, a request to approve or alter the prequalification loan term;
• determine updated financing information based on (i) an altered prequalification loan term or (ii) an approved prequalification loan term received via the interface of the client device;
• associate an approval code with the updated financing information;
• provide, via the interface of the client device, a map indicating locations of a plurality of dealers, wherein the map comprises one or more visual representations associated with each of the plurality of dealers;
• receive, via the interface of the client device, a selection of a visual representation of the dealer system from the plurality of dealers;
• and
• provide, to the dealer system, via the interface of the client device, the approval code and a link for the dealer system to access the updated financing information including the prequalification loan term.

A non-transitory computer-readable medium for storing instructions that, when executed by one or more processors, cause the one or more processors to perform operations comprising:

• providing, to a client device, user interface instructions for displaying an interface on the client device for a buyer to purchase a vehicle;
• transmitting a notice to a dealer system that the buyer selected the vehicle associated with a dealer, wherein the notice further includes a set of prequalification loan terms for the buyer;
• receiving a notification that a prequalification loan term of the set of prequalification loan terms has changed;
• providing, to the buyer in response to the notification and via the interface of the client device, an access link that when selected provides remote access to a graphical user interface comprising an indication of the prequalification loan term;
• in response to the access link being accessed, receiving, via the interface of the client device, a request to approve or alter the prequalification loan term;
• determining updated financing information based on (i) an altered prequalification loan term or (ii) an approved prequalification loan term received via the interface of the client device;
• associating an approval code with the updated financing information;
• providing, via the interface of the client device, a map indicating locations of a plurality of dealers, wherein the map comprises one or more visual representations associated with each of the plurality of dealers;
• receiving, via the interface of the client device, a selection of a visual representation of the dealer system from the plurality of dealers;
• and
• providing, to the dealer system, via the interface of the client device, the approval code and a link for the dealer system to access the updated financing information including the prequalification loan term.