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US 12,002,050 B2Granted
Apparatus and method of authorisation
AssigneeArm Limited
InventorYongkang Liu
Life of this patent
Estimating the term…
Abstract
An apparatus adapted to authorise a transaction having a requested payment amount comprises receiving circuitry to receive a request to authorise the transaction, the request indicating the requested payment amount of the transaction, input circuitry to receive one or more user inputs required from the user to authorise the transaction and authorising circuitry to authorise the transaction when the one or more user inputs correspond to a user input payment amount that is the same as the requested payment amount of the transaction.
Claims12
An apparatus configured to authorise a specific transaction having a requested payment amount, comprising:
- receiving circuitry configured to receive a request to authorise the specific transaction, the request indicating the requested payment amount of the specific transaction;
- input circuitry configured to receive one or more user inputs from a plurality of biometric sources of the user;
- and
- authorising circuitry configured to:
- associate each respective biometric source with a respective numeral according to a predetermined mapping of the biometric sources to one or more numerals,
- determine a set of provided numerals based on the biometric sources used for the one or more user inputs,
- compare the provided numerals to the requested payment amount, to determine whether there is a match, and in response to the match to assert that the specific transaction has been securely authorised by the user, wherein:
- in response to the provided numerals instead matching a different requested payment amount from a different transaction, the authorizing circuitry is configured to not assert that the specific transaction was securely authorised by the user, and
- the input circuitry comprises one or more of the following:
- one or more sensors to detect a fingerprint of a user;
- one or more image sensors to detect at least one of a retina and an iris of a user;
- and
- one or more audio sensors configured to detect a voiceprint of a user.
10 more elements
A method of authorising a specific transaction having a requested payment amount, comprising:
- receiving, at an apparatus configured to authorise the specific transaction, a request to authorise the specific transaction, the request indicating the requested payment amount of the specific transaction;
- receiving, at the apparatus configured to authorise the specific transaction, one or more user inputs required from a plurality of biometric sources of the user;
- associating each respective biometric source with a respective numeral according to a predetermined mapping of the biometric sources to one or more numerals;
- determining a set of provided numerals based on the biometric sources used for the one or more user inputs;
- comparing, at the apparatus configured to authorise the specific transaction, the provided numerals to the requested payment amount;
- determining, at the apparatus configured to authorise the specific transaction, whether there is a match between the provided numerals and the requested payment amount;
- and
- in response to the match, asserting by the apparatus configured to authorise the specific transaction, that the specific transaction has been securely authorised by the user;
- and
- when the one or more provided numerals instead match a different requested payment amount from a different transaction, not asserting by the apparatus configured to authorise the specific transaction that the specific transaction was securely authorised by the user,
- wherein the user inputs comprise one or more of the following:
- a fingerprint of a user detected by one or more sensors to detect;
- at least one of a retina and an iris of a user detected by one or more image sensors;
- and
- a voiceprint of a user detected by one or more audio sensors.
12 more elements
A non-transitory, computer-readable storage device storing software which, when executed by a computer, causes the computer to:
- receive, at an apparatus configured to authorise a specific transaction, a request to authorise the specific transaction, the request indicating the requested payment amount of the specific transaction;
- receive, at the apparatus configured to authorise the specific transaction, one or more user inputs required from a plurality of biometric sources of the user;
- associating each respective biometric source with a respective numeral according to a predetermined mapping of the biometric sources to one or more numerals;
- determining a set of provided numerals based on the biometric sources used for the one or more user inputs;
- comparing, at the apparatus configured to authorise the specific transaction, the provided numerals to the requested payment amount;
- determining, at the apparatus configured to authorise the specific transaction, whether there is a match between the provided numerals and the requested payment amount;
- and
- in response to the match, asserting by the apparatus configured to authorise the specific transaction, that the specific transaction has been securely authorised by the user;
- and
- when the one or more provided numerals instead match a different requested payment amount from a different transaction, not asserting by the apparatus configured to authorise the specific transaction that the specific transaction was securely authorised by the user,
- wherein the user inputs comprise one or more of the following:
- a fingerprint of a user detected by one or more sensors to detect;
- at least one of a retina and an iris of a user detected by one or more image sensors;
- and
- a voiceprint of a user detected by one or more audio sensors.
12 more elements
Dependencies are inferred from the claim text.