Device driver for contactless payments

A computing device comprising:

• one or more processors;
• and
• a device driver for a payment reader associated with the computing device, the device driver being configured to support a contactless payment and including instructions that, when executed, cause the device driver to perform actions comprising:
• receiving, at the device driver, information via the payment reader associated with the computing device;
• in response to receiving the information, sending from the device driver to a non-privileged component of the computing device, a notification that the information has been received;
• receiving, at the device driver and in response to sending the notification, a public key as stored by the non-privileged component;
• encrypting, by the device driver, the information using the public key to generate encrypted information;
• and
• providing, by the device driver, the encrypted information for use by a service provider in processing an electronic payment.

A system comprising:

• one or more processors;
• and
• one or more computer-readable media storing instructions executable by the one or more processors, wherein the instructions, when executed by the one or more processors, cause the system to perform operations comprising:
• communicating, by a first component, with a payment reader to receive information;
• in response to receiving the information, sending, by the first component and to a second component of a computing device having the first component, a notification that the information has been received;
• receiving, by the first component and in response to sending the notification, a public key as stored by the second component;
• encrypting, by the first component, the information using the public key to generate encrypted information;
• and
• providing, by the first component, the encrypted information to the second component for use by a service provider in processing an electronic payment.