Computing system implementing a network transaction service

A non-transitory computer readable medium storing instructions for managing a network transaction service, wherein the instructions, when executed by one or more processors of a computer system, cause the computer system to:

• receive, via a network communication interface, position information indicating a current location of a user of the network transaction service from a computing device of the user;
• based on the position information, generate map content for display on the computing device of the user, the map content indicating locations of a plurality of merchants within a vicinity of the current location of the user that utilize the network transaction service;
• receive, via the network communication interface, a transaction request from the computing device of the user, the transaction request indicating a transaction amount and a specified merchant of the plurality of merchants;
• and
• based on the transaction request, execute a remote transaction operation to transfer funds from a shared account of the network transaction service to a merchant account of the specified merchant to fulfill the transaction request;
• wherein the computer system processes the transaction request from the user without the user and the specified merchant communicating directly with one another.

A computer-implemented method of managing a network transaction service, the method being performed by one or more processors and comprising:

• receiving, via a network communication interface, position information indicating a current location of a user of the network transaction service from a computing device of the user;
• based on the position information, generating map content for display on the computing device of the user, the map content indicating locations of a plurality of merchants within a vicinity of the current location of the user that utilize the network transaction service;
• receiving, via the network communication interface, a transaction request from the computing device of the user, the transaction request indicating a transaction amount and a specified merchant of the plurality of merchants;
• connecting, via the network communication interface, to a computer terminal of the specified merchant in the transaction request;
• transmitting, via the network communication interface, a message to the computer terminal of the specified merchant, the message indicating that the user is utilizing the network transaction service for the transaction request;
• and
• based on the transaction request, executing a remote transaction operation to transfer funds from a shared account of the network transaction service to a merchant account of the specified merchant to fulfill the transaction request.