System and method for staging money transfers between users having profiles

A method of communication between a first user's computing device and a second user's computing device for facilitating a money transfer request, the method comprising:

• generating a first user's profile at a server, including storing and transforming data relating to the first user that can include binary numbers, binary alphabets, or other alpha-numeric characters;
• generating a second user's profile at the server, including storing and transforming data relating to the second user that can include binary numbers, binary alphabets, or other alpha-numeric characters;
• displaying a profile search page on an interface of the first user's computing device;
• generating a search query based on the search terms input into the interface of first user's device;
• receiving on a server the search query from the first user's computing device;
• identifying on the server one or more profiles corresponding to the search criteria;
• sending partial information regarding the one or more profiles back to the first user's devices for display via the interface of the first user's device;
• displaying a list of profiles to be selected on the interface of the first user's computing device;
• allowing the selection of at least one profile to be input via the interface of the first user's computing device;
• receiving on the server a selection from the user's computing device indicating a profile of the second user;
• sending via the server an association request containing a link to an interface of the second user's computing device wherein the link allows the second user to provide confirmation of the association with the first user's profile;
• receiving on the server a confirmation of the association request from the second user's computing device;
• associating on the server a second user's profile to the first user's profile;
• receiving on the server a money transfer request from the first user's computing device, the money transfer request indicating the second user as a recipient;
• and
• staging on the server a money transfer between the first user and the second user using the first user's profile and the second user's profile.

A server for facilitating a money transfer request between a first user and a second user, the server configured to:

• generate a first user's profile including storing and transforming data relating to the first user that can include binary numbers, binary alphabets, or other alpha-numeric characters;
• generating a second user's profile including storing and transforming data relating to the second user that can include binary numbers, binary alphabets, or other alpha-numeric characters;
• receive a profile search query from a first user's computing device;
• identify one or more user profiles associated with the profile search query;
• send commands to display via an interface identifying information associated with the identified one or more profiles on the first user's computing device;
• receive a selection from the first user's computing device indicating a second user;
• send an association request containing a link to the second user's computing device wherein the link allows the second user to provide confirmation of the association with the first user's profile;
• receive a confirmation of the association request from the second user's computing device;
• associate a second user's profile to the first user's profile wherein the first user's profile includes transfer preference information;
• receive a money transfer request from the first user's computing device, the money transfer request indicating the second user as a recipient;
• and
• stage a money transfer request between the first user and the second user using the first user's profile, the second user's profile, and the transfer preference information.