A method of conducting a wagering game on a video gaming system comprising a processor, a video display and a player input controls comprising:
- a) a processor acting as a dealer providing at least one virtual deck of playing cards;
- b) the processor recognizing at least one first wager from a player input position participating in a player game hand against a banker's/dealer's hand;
- c) the processor dealing only two virtual cards from the virtual set of playing cards to the player input position where a first wager has been recognized and two cards from the virtual set of playing cards to the banker/dealer such that the player input position and the banker/dealer receive the same number of exactly two cards;
- d) the processor examining respective hands to determine in any hand has a Natural 0 count from totaling count of the virtual cards, defined as the first two cards in a hand being a pair of 5's, 10's, jacks, queens or kings;
- e) the processor resolving any player versus dealer wagers between each individual player input position hand that has a Natural 0 count from totaling the virtual cards and between the dealer hand and all player input position hands where a Natural 0 is present in the dealer hand from totaling the virtual cards, while the dealer exposes only a single virtual card to the player input position, wherein the each player input position not having a Natural 0 loses the first wager against a dealer Natural 0, and each player input position having a Natural 0 winning at least 1.5/1 against a dealer not having a Natural 0;
- f) as between each player input position and the dealer where neither hand has a Natural 0, the processor allowing each player input position to elect to take a maximum of one additional card from the virtual set of playing cards or standing pat on the initial two card player hand, while having seen only one dealer card;
- g) the processor requiring the dealer/banker remaining pat within a first certain predetermined total counts and being required to take a single hit within a second predetermined total counts, where the first total counts range does not overlap the second total counts range;
- h) after all possible additional cards have been dealt from the virtual set of playing cards, the processor comparing a value of each designated player's input position hand to a final value of the banker's/dealer's hand wherein said value of the designated player's input position hand and the banker's/dealer's hand is in a range of zero to nine points based on a pre-established scoring system wherein aces count as one point, tens and face cards count as zero points and all other cards count as their face value and wherein a two-digit hand total is deemed to have a value corresponding to the one's digit of the two-digit total;
- i) the dealer resolving the wagers based on whether the designated player's hand or the banker's/dealer's hand is nearest to a value of 0.