Method and system for managing virtual electronic card, secure chip, terminal and storage medium

A secure chip including a chip operating system, the secure chip being located in a terminal and connected to a memory in the terminal, the memory storing instructions executable by the secure chip, wherein the instructions, when executed by the secure chip, perform a method for managing a virtual electronic card, comprising:

• receiving, via the chip operating system, a management request from a trusted mobile application on the first terminal, the management request being used to manage a target virtual electronic card in at least one virtual electronic card in the secure chip, and permissions of the virtual electronic card being configured by a chip operating system of the secure chip;
• determining, via the chip operating system, from at least one card management program in the secure chip, a target card management program corresponding to the target virtual electronic card, each of the at least one virtual electronic card corresponding to one of the at least one card management program, and different virtual electronic cards corresponding to different card management programs;
• sending, via the chip operating system, the management request to the target card management program;
• and
• calling, through the target card management program in the secure chip, a card management command corresponding to the management request in a card management system in the secure chip, to manage the target virtual electronic card, wherein the card management system is deployed in the secure chip, and provides card management commands for managing the virtual electronic card.

A first terminal, comprising:

• a memory storing instructions;
• a secure chip comprising a chip operating system and connected to the memory, the instructions when executed by the secure chip, perform a method for managing a virtual electronic card comprising:
• receiving, via the chip operating system, a management request from a trusted mobile application on the first terminal, the management request being used to manage a target virtual electronic card in at least one virtual electronic card in the secure chip, and permissions of the virtual electronic card being configured by a chip operating system of the secure chip;
• determining, via the chip operating system, from at least one card management program in the secure chip, a target card management program corresponding to the target virtual electronic card, each of the at least one virtual electronic card corresponding to one of the at least one card management program, and different virtual electronic cards corresponding to different card management programs;
• sending, via the chip operating system, the management request to the target card management program;
• and
• calling, through the target card management program in the secure chip, a card management command corresponding to the management request in a card management system in the secure chip, to manage the target virtual electronic card, wherein the card management system is deployed in the secure chip, and provides card management commands for managing the virtual electronic card;
• and
• a near field communication controller, wherein the near field communication controller is configured to generate a contactless operation command based on near field communication between the near field communication controller and a contactless card reader, and send the contactless operation command to the secure chip;
• and the near field communication controller is further configured to receive feedback information after the secure chip executes the contactless operation command, and send the feedback information to the contactless card reader through near field communication.