The fiber-reinforced polymeric structural building panel as in 1, said building panel further comprising a plurality of foam block clusters disposed between said inner layer and said outer layer, at least one said foam block cluster reflecting having been fabricated separate from fabrication of said main body, each said foam block cluster comprising a plurality of foam blocks, each said foam block, in a given said foam block cluster, having a top, a bottom, a left side, and a right side, said building panel, when installed in an upright orientation, having a length and a height, and a thickness defined between said inner layer and said outer layer, a given said foam block, in a respective said foam block cluster, having a length extending along the height of said building panel, a width extending along the length of said building panel, and a thickness extending along the thickness of said building panel, a resin flow medium being disposed between respective opposing pairs of next adjacent ones of said foam blocks, forming intercostal precursors, at least one respective said resin flow medium and said facing next adjacent foam blocks in each said intercostal precursor reflecting having been wetted with resin before the respective foam blocks and the respective said resin flow medium are brought into engaging relationship with each other in the process of fabricating said block cluster, said block cluster being devoid of any mechanical keeper.