A non-transitory computer-readable medium storing instructions that are executable by processing devices of a system comprising an electronic commerce computing system, a commerce facilitation server, and a telecommunication computing system, wherein the instructions, when executed by the processing devices, cause the processing devices to perform operations comprising:
- performing, by the electronic commerce computing system, an electronic transaction involving communications with a mobile device;
- performing, by the commerce facilitation server:
- establishing a first network connection between the commerce facilitation server and the electronic commerce computing system during the electronic transaction between with the electronic commerce computing system and the mobile device;
- receiving a network identifier from the electronic commerce computing system via the first network connection, wherein the network identifier comprises one or more of an IP address of the mobile device or SIM card information of the mobile device;
- obtaining a credential associated with the mobile device from the telecommunication computing system, the credential identifying an individual that is associated with a telecommunications account of the mobile device;
- comparing the credential to first credit account data in a first data source coupled to the commerce facilitation server, the first credit account data associated with personal information of the individual;
- selecting, based on determining that the credential obtained from the telecommunication computing system corresponds to an additional credential included in the first credit account data and based on a credit card number being required for completing the electronic transaction, the credit card number from second credit account data in a second data source coupled to the commerce facilitation server, wherein the first credit account data is linked to the second credit account data, wherein the first credit account data comprises one or more of a name of a consumer and a social security number associated with the consumer, wherein the second credit account data comprises a credit file for the consumer, and wherein the first credit account data is linked to the second credit account data via at least matching the one or more of the name and the social security number to the credit file;
- and
- transmitting the credit card number to the electronic commerce computing system prior to a completion of the electronic transaction between the electronic commerce computing system and the mobile device;
- performing, by the telecommunication computing system:
- authenticating the commerce facilitation server,
- matching the network identifier to the credential, and
- transmitting the credential to the commerce facilitation server based on authenticating the commerce facilitation server and matching the network identifier to the credential;
- and
- performing, by the electronic commerce computing system:
- updating a graphical interface to present the credit card number during the electronic transaction, and
- providing, to the mobile device and during the electronic transaction, the graphical interface with at least a portion of the credit card number.