Gift card use notification
AssigneeComenity LLC
InventorMelissa Hoar
Life of this patent
Estimating the term…
Abstract
A system and method for gift card use notification is disclosed. The method receives at a gift card use notification system, an indication that a specific gift card was used for a purchase. The information from the notice is used to identify the customer that had given the specific gift card. Contact information for the customer that had given the specific gift card is determined. The gift card use notification system provides to the customer, via the contact information, a use notification indicating that the specific gift card had been used.
Claims20
A method for gift card use notification, the method comprising:
- receiving, at a credit account management system, a request for a specific gift card to be provided from a credit account of a customer to a second party,
- said request comprising:
- an amount to be allocated to said specific gift card, and
- an identifier for said second party;
- generating a sub-account from said credit account, comprising:
- allocating a part of said credit account to form a sub-account;
- setting a credit limit on said sub-account to said amount to be allocated;
- assigning a virtual account number (VAN) to said sub-account;
- and
- generating said specific gift card using said VAN of said sub-account, said specific gift card is generated in a digital format;
- electronically transmitting, from said credit account management system and to a mobile device of said second party, said specific gift card, wherein no funds are taken from said credit account of said customer until said specific gift card is used;
- automatically adding said specific gift card to a digital wallet on said mobile device of said second party when said specific gift card is received at said mobile device of said second party;
- receiving, at a gift card use notification system, an indication that said specific gift card was used for a purchase;
- using an information from the indication to identify said customer that had given the specific gift card;
- determining a contact information for the customer that had given the specific gift card;
- and
- providing, from the gift card use notification system and to the customer via the contact information, a use notification indicating that the specific gift card had been used.
A non-transitory computer-readable medium for storing instructions, the instructions comprising:
- one or more instructions which, when executed by one or more processors, cause one or more processors to:
- receive, at a credit account of a customer and from a customer, a request for a specific gift card to be generated from said credit account of said customer and provided to a second party,
- said request comprises an amount to be allocated to said specific gift card;
- receive, at said credit account of said customer and from said customer, an identifier for said second party;
- generate a sub-account from said credit account, wherein said one or more processors:
- allocate a part of said credit account to form a sub-account;
- set a credit limit on said sub-account to said amount identified by said customer;
- assign a virtual account number (VAN) to said sub-account;
- link said VAN of said sub-account to said credit account;
- and
- generate said specific gift card using said VAN of said sub-account, said specific gift card generated in a digital format;
- electronically transmit, from said credit account of said customer and to a mobile device of said second party, said specific gift card, wherein no funds are taken from said credit account of said customer until said specific gift card is used, said electronic transmission includes an instruction to cause said specific gift card to be automatically added to a digital wallet on said mobile device of said second party when said specific gift card is received at said mobile device of said second party;
- receive, at a gift card use notification system, a notice that said specific gift card has been used for a purchase;
- use, at the gift card use notification system, an information from the notice to identify said customer that had given the specific gift card;
- determine, at the gift card use notification system, a contact information for the customer that had given the specific gift card;
- generate, at the gift card use notification system, a use notification for the specific gift card;
- and
- provide, from the gift card use notification system and to the customer via the contact information, the use notification.
A system comprising:
- a memory;
- a storage;
- and
- one or more processors to:
- receive, at a credit account of a customer and from a customer, a request for a specific gift card to be generated from said credit account of said customer and provided to a second party,
- said request comprises an amount to be allocated to said specific gift card;
- receive, at said credit account of said customer and from said customer, an identifier for said second party;
- generate a sub-account from said credit account, wherein said one or more processors:
- allocate a part of said credit account to form a sub-account;
- set a credit limit on said sub-account to said amount identified by said customer;
- assign a virtual account number (VAN) to said sub-account;
- link said VAN of said sub-account to said credit account;
- and
- generate said specific gift card using said VAN of said sub-account, said specific gift card generated in a digital format;
- electronically transmit, from said credit account of said customer and to a mobile device of said second party, said specific gift card, wherein no funds are taken from said credit account of said customer until said specific gift card is used, said electronic transmission includes an instruction to cause said specific gift card to be automatically added to a digital wallet on said mobile device of said second party when said specific gift card is received at said mobile device of said second party;
- receive a notice that said specific gift card has been used for a purchase;
- use an information from the notice to identify said customer that had given the specific gift card;
- determine a contact information for the customer that had given the specific gift card;
- generate a use notification that the specific gift card has been used;
- and
- provide the use notification to the customer via the contact information for the customer.
Dependencies are inferred from the claim text.