Methods and systems for e-commerce payment transactions
AssigneeVisa International Service Association
InventorsGayathri Venkat, Arvind Santhanaraman, Sanjeev Sharma, Prasanth Yeddula
Life of this patent
Estimating the term…
Loading patent…
AssigneeVisa International Service Association
InventorsGayathri Venkat, Arvind Santhanaraman, Sanjeev Sharma, Prasanth Yeddula
Estimating the term…
A merchant website includes a QR code button to initiate a payment transaction. The QR code button is selected by a consumer at checkout. If selected, a QR code is generated on a second computing device. The QR code is displayed on a second computing device and contains embedded data such as a token for a PAN stored in a memory of the second computing device and two cryptograms. A webcam in communication with the first computing device is used to scan the QR code. The data embedded in the QR code is passed from the second computing device to the merchant website via the first computing device and used to complete the payment transaction.
A method for facilitating e-commerce payment comprising computer executable blocks to:
Dependencies are inferred from the claim text.