System and method for deriving a primary numeric value and a secondary numeric value from an authorized request

A tangible non-transient computer-readable medium comprising computer processing instructions stored thereon, the computer processing instructions, when executed by a computer, cause the computer to:

• receive an incoming authorization request from a terminal, the incoming authorization request including an original numeric value and an identification number;
• locate a user profile associated with the identification number in a token database, the located user profile including at least one preferred adjustment criterion;
• determine a primary numeric value and a secondary numeric value from the original numeric value and the at least one preferred adjustment criterion;
• confirm that the secondary numeric value is not greater than a balance value in a loyalty points account associated with the identification number, and reduce the balance value in the loyalty points account by the secondary numeric value;
• and
• after confirming the secondary numeric value, generate a revised authorization request and transmit the revised authorization request to an authorization server, the revised authorization request including the identification number and the primary numeric value.

A method of processing an authorization request comprising:

• a computer server receiving an incoming authorization request from a terminal, the incoming authorization request including an original numeric value and an identification number;
• the computer server locating a user profile associated with the identification number in a token database, the located user profile including at least one preferred adjustment criterion;
• the computer server determining a primary numeric value and a secondary numeric value from the original numeric value and the at least one preferred adjustment criterion;
• the computer server confirming that the secondary numeric value is not greater than a balance value in a loyalty points account associated with the identification number, and reduce the balance value in the loyalty points account by the secondary numeric value;
• and
• after confirming the secondary numeric value, the computer server generating a revised authorization request and transmit the revised authorization request to an authorization server, the revised authorization request including the identification number and the primary numeric value.