Secure transmission-pairing database system

A computer-implemented method, comprising:

• receiving, from a user device, a first request to generate a transmission pairing;
• in response to receiving the first request to generate the transmission pairing, transmitting a list of available destination financial accounts to the user device;
• receiving, from the user device, a first selection corresponding to a destination financial account from the list of available destination financial accounts;
• in response to receiving the first selection:
• determine a type or ownership characteristic of the selected destination financial account;
• determining a transmission type from among a plurality of transmission types based on the type or ownership characteristic of the destination financial account;
• determining a list of available source financial accounts based on the determined transmission type;
• and
• transmitting the list of available source financial accounts to the user device;
• receiving, from the user device, a second selection corresponding to a source financial account from the list of available source financial accounts;
• in response to receiving the second selection, generating the transmission pairing by:
• linking in a secure database (i) a source identifier corresponding to the source financial account and (ii) a destination identifier corresponding to the destination financial account;
• and
• linking the transmission pairing with a user identifier in the secure database, the user identifier corresponding to a user of the user device;
• subsequent to generating the transmission pairing:
• obtaining a plurality of stored transmission pairings corresponding to the user identifier from the secure database, the plurality of stored transmission pairings including the transmission pairing;
• generating a third user interface displayable on the user device, the third user interface listing the plurality of stored transmission pairings and corresponding selection options that are selectable by the user, wherein the third user interface includes a selection option that corresponds to the transmission pairing and that is selectable by the user for transmitting a monetary amount using the transmission pairing;
• detecting a selection of the selection option;
• based on detecting the selection of the selection option, transmitting a second request for a monetary amount to the user device;
• receiving, from the user device, the monetary amount;
• and
• based on receiving the monetary amount, executing a transmission process in which the monetary amount is electronically transmitted from the source financial account to the destination financial account in accordance with the determined transmission type.

A non-transitory computer-readable medium comprising program code that is executable by a processor for causing the processor to:

• receive, from a user device, a first request to generate a transmission pairing;
• in response to receiving the first request to generate the transmission pairing, transmit a list of available destination financial accounts for the transmission pairing to the user device;
• receive, from the user device, a first selection of a destination financial account from the list of available destination financial accounts;
• in response to receiving the first selection:
• determine a type or ownership characteristic of the destination financial account;
• determine a transmission type based on the type or ownership characteristic of the destination financial account;
• determine a list of available source financial accounts based on the determined transmission type;
• and
• transmit the list of available source financial accounts to the user device;
• receive, from the user device, a second selection of a source financial account from the list of available source financial accounts;
• in response to receiving the second selection, generate the transmission pairing by:
• linking in a secure database (i) a source identifier corresponding to the source financial account and (ii) a destination identifier corresponding to the destination financial account;
• and
• linking the transmission pairing with a user identifier in the secure database, the user identifier corresponding to a user of the user device;
• subsequent to generating the transmission pairing:
• obtaining a plurality of stored transmission pairings corresponding to the user identifier from the secure database, the plurality of stored transmission pairings including the transmission pairing;
• generating a third user interface displayable on the user device, the third user interface listing the plurality of stored transmission pairings and corresponding selection options that are selectable by the user, wherein the third user interface includes a selection option that corresponds to the transmission pairing and that is selectable by the user for transmitting a monetary amount using the transmission pairing;
• detecting a selection of the selection option;
• based on detecting the selection of the selection option, transmitting a second request for a monetary amount to the user device;
• receiving, from the user device, the monetary amount;
• and
• based on receiving the monetary amount, initiate a transmission process in which a monetary amount is electronically transmitted from the source financial account to the destination financial account in accordance with the determined transmission type.