System for security analysis and authentication

A computer program product for security analysis and authentication, the computer program product comprising at least one non-transitory computer readable medium comprising computer readable instructions, the instructions comprising instructions for:

• analyzing, using a first neural network machine learning system, historical one time password information, historical malfeasance information, and historical information for each of a plurality of users;
• determine, using the first neural network machine learning system, a set of available one time passwords, wherein the set of available one time passwords comprises one time passwords of multiple password modalities, multiple password request types, and multiple and password acquisition modalities;
• selecting a one time password for a user of the plurality of users from the set of available one time passwords, wherein selecting the one time password for the user comprises identifying a random, varied, or customized available one time password from the set of available one time passwords, and designating it as the one time password for the user;
• receiving one time password data associated with the user;
• causing a one time password signature generation engine, comprising a second neural network machine learning system, to identify characteristics within the received one time password data and generate a password signature for the user based on the received one time password data associated with the user, wherein the password signature comprises a collection of digital or character code associated with the identified characteristics within the received one time password data;
• identifying authentication verification matching requirements for a received authentication request;
• determining a user authentication value based on a comparison of the generated password signature for the user and the identified authentication verification matching requirements for the received authentication request;
• determining whether the user authentication value meets a predetermined threshold value;
• and
• in response to determining that the user authentication value meets the predetermined threshold value, authenticating the user;
• or
• in response to determining that the user authentication value does not meet the predetermined threshold value, not authenticating the user or prompting the user for additional authentication credentials.

A computer implemented method for security analysis and authentication, said computer implemented method comprising:

• providing a computing system comprising a computer processing device and a non-transitory computer readable medium, where the computer readable medium comprises configured computer program instruction code, such that when said instruction code is operated by said computer processing device, said computer processing device performs the following operations:
• analyzing, using a first neural network machine learning system, historical one time password information, historical malfeasance information, and historical information for each of a plurality of users;
• determine, using the first neural network machine learning system, a set of available one time passwords, wherein the set of available one time passwords comprises one time passwords of multiple password modalities, multiple password request types, and multiple password acquisition modalities;
• selecting a one time password for a user of the plurality of users from the set of available one time passwords, wherein selecting the one time password for the user comprises identifying a random, varied, or customized available one time password from the set of available one time passwords, and designating it as the one time password for the user;
• receiving one time password data associated with the user;
• causing a one time password signature generation engine, comprising a second neural network machine learning system, to identify characteristics within the received one time password data and generate a password signature for the user based on the received one time password data associated with the user, wherein the password signature comprises a collection of digital or character code associated with the identified characteristics within the received one time password data;
• identifying authentication verification matching requirements for a received authentication request;
• determining a user authentication value based on a comparison of the generated password signature for the user and the identified authentication verification matching requirements for the received authentication request;
• determining whether the user authentication value meets a predetermined threshold value;
• and
• in response to determining that the user authentication value meets the predetermined threshold value, authenticating the user;
• or
• in response to determining that the user authentication value does not meet the predetermined threshold value, not authenticating the user or prompting the user for additional authentication credentials.