Route risk mitigation
AssigneeAllstate Insurance Company
InventorsJason Brian Bogovich, Julie A. Jordan Peters
Life of this patent
Estimating the term…
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AssigneeAllstate Insurance Company
InventorsJason Brian Bogovich, Julie A. Jordan Peters
Estimating the term…
A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.
A system, comprising:
A method, comprising:
One or more non-transitory computer-readable media storing instructions that, when executed by a personal computing device comprising a processor and a memory, cause the personal computing device to:
Dependencies are inferred from the claim text.