US 10,872,333 B2Granted

System, devices, and method to automatically launch an application on a mobile computing device based on a near-field communication data exchange

AssigneeSamsung Electronics Co., Ltd.

InventorRobin Dua

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Abstract

A novel system, methodology and devices to conduct financial and other transactions using a wireless device with a near-field communication (NFC) module. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to a mobile device permitting the consumer to conduct a transaction according to the authorization given as reflected by the credential or set of credentials. Such credentials can be stored in a mobile device, and can be accessed by an RF reader when the mobile device is within a predetermined range of the RF reader and one or more messages provided from the RF reader are able to launch a wallet application and select one or more corresponding credentials to be transmitted thereto to complete the transactions.

Claims11

Dependent claims

A system to automatically launch a wallet application on a mobile computing device based on a near-field communication (NFC) data exchange, the system comprising:

a radio frequency (RF) reader including an NFC antenna to transmit at least one message;
and
a mobile communication device comprising:
a secure storage storing a plurality of credentials therein that each represent a respective personal account and are each associated with a respective one of a plurality of mini-programs operated within the wallet application, wherein each credential is issued in connection with the respective personal account by a respective external issuer system, and
a near-field communication (NFC) proximity chip to:
automatically launch the wallet application in response to the NFC antenna of the mobile communication device receiving the at least one message from the RF reader when the mobile computing device's NFC antenna is within an RF range of the NFC antenna of the RF reader,
execute one of the plurality of mini-programs operated within the wallet application according to instructions of the wallet application upon a selection of an associated credential among a plurality of credentials displayed on an interface of the launched wallet application,
masking the selected credential based on a credential type and specified security characteristics, wherein the specified security characteristics are based on the credential type, and
transmit the selected credential to the RF reader in accordance with the executed mini-program.

6 more elements

A mobile communication device to communicate with a radio frequency (RF) reader via near-field communication (NFC), the mobile communication device comprising:

a secure storage storing a plurality of credentials therein that each represent a respective personal account and are each associated with a respective one of a plurality of mini-programs operated within a wallet application, wherein each credential is issued in connection with the respective personal account by a respective external issuer system;
and
a near-field communication (NFC) proximity chip including:
a NFC antenna, and
a processor,
wherein the processor is configured to:
automatically launch a wallet application stored on the mobile communication device in response to the NFC antenna receiving at least one message from the RF reader when the NFC antenna is within a RF range of a NFC antenna of the RF reader,
execute one of the plurality of mini-programs operated within the wallet application according to instructions of the wallet application upon a selection of an associated credential among a plurality of credentials displayed on an interface of the launched wallet application,
mask the selected credential based on a credential type and specified security characteristics, wherein the specified security characteristics are based on the credential type, and
transmit the selected credential to the RF reader in accordance with the executed mini-program.

7 more elements

A method of transmitting a plurality of credentials via near-field communication (NFC), the method comprising:

storing a plurality of credentials in a secure storage of a mobile communication device that each represent a respective personal account and are each associated with a respective one of a plurality of mini-programs operated within a wallet application within the mobile communication device, wherein each credential is issued in connection with the respective personal account by a respective external issuer system;
receiving at least one message from an external radio frequency (RF) reader at the mobile communication device when an NFC antenna of the mobile communication device is within an RF range of an NFC antenna of the RF reader;
launching a wallet application within the mobile communication device automatically upon receipt of the at least one received message;
executing one of the plurality of mini-programs operated within the wallet application according to instructions of the wallet application upon a selection of an associated credential among a plurality of credentials displayed on an interface of the launched wallet application;
masking the selected credential based on a credential type and specified security characteristics, wherein the specified security characteristics are based on the credential type;
and
transmitting the selected credential to the RF reader in accordance with the executed mini-program.

4 more elements

Dependencies are inferred from the claim text.

Facts

Application: 14/572,287Filed 16 Dec 2014 · continuation
Priority: 21 Jan 2005
Published: US 2015/0100488 A19 Apr 2015
Granted: 22 Dec 2020
Term ends: Not estimatedThe source records don’t support an estimate.

Classification33 codes

G06Q 20/3821
Insuring higher security of transaction: electronic credentials
G06K 7/10297
Sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves: arrangements for handling protocols designed for…
G06Q 20/32
Characterised by the use of specific devices or networks: using wireless devices
G06Q 20/322
Using wireless devices: aspects of commerce using mobile devices [M-devices]

Family

Application11/040,847Parent of this continuation · filed 21 Jan 2005
Application14/187,693Parent of this continuation · filed 24 Feb 2014
US 8,700,729 B2Parent of this continuation · filed 15 Apr 2014
US 2015/0100488 A1Pre-grant publication · published 9 Apr 2015
US 2006/0165060 A1Published application
US 2014/0172724 A1Published application
US 10,872,333 B2This patent

From the US filing history. Foreign family members aren’t listed.

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