Techniques to perform applet programming

A computing device, comprising:

• an EMV device;
• a memory coupled with the EMV device, the memory to store instructions;
• and
• processing circuitry coupled with the memory and the EMV device, the processing circuitry operable to execute the instructions, that when executed, cause the processing circuitry to:
• detect a transaction card comprising one or more applets;
• determine a status of the one or more applets on a memory of the transaction card;
• provide the status of the one or more applets to a server;
• receive an applet from the server based on the status of the one or more applets, wherein the applet is signed with a verification signature and encrypted, wherein the verification signature corresponds to one of a plurality of verification signatures preloaded on the transaction card;
• and
• provide, utilizing the EMV device, the applet signed with the verification signature to the transaction card.

A computer-implemented method, comprising:

• receiving, by processing circuitry of a transaction card, an applet signed with a verification signature, the applet comprising instructions capable for execution by the processing circuitry, and wherein the transaction card comprises contact pads coupled with corresponding contact pads of a computing device to enable receiving of the applet;
• determining, by the processing circuitry, whether the verification signature matches one of a plurality of verification values stored in a memory of the transaction card, wherein the plurality of verification values are preloaded prior to installation of the applet;
• causing enablement of the applet to execute on the processing circuitry and storage of the applet in the memory in response to the verification signature matches one of the plurality of verification values;
• and
• discarding of the applet in response to the verification signature does not matching any of the plurality of verification values.