Systems and methods for facilitating purchases

A non-transitory, computer-readable medium comprising non-transitory computer-readable instructions which, when executed by one or more processors, direct the one or more processors to:

• publish one or more items or services indicated by a user to merchants participating in a reverse auction program;
• determine a physical location of the user based on a location of a device associated with the user;
• receive, from one or more of the merchants, one or more offers for one of the items or services;
• determine a total cost of each of the one or more offers to the user by calculating shipping costs or driving costs for the user to obtain the item or service based on the physical location of the user;
• and
• send, to the user, the one or more offers and the total cost of each of the one or more offers.

A system, comprising:

• a memory;
• and
• a processor in communication with the memory, the processor operable to execute software modules, the software modules comprising:
• a module configured to publish one or more items or services indicated by a user to merchants participating in a reverse auction program;
• a module configured to determine a physical location of the user based on a location of a device associated with the user;
• a module configured to receive, from one or more of the merchants, one or more offers for one of the items or services;
• a module configured to determine a total cost of each of the one or more offers to the user by calculating shipping costs or driving costs for the user to obtain the item or service based on the physical location of the user;
• and
• a module configured to send, to the user, the one or more offers and the total cost of each of the one or more offers.