Methods and systems for re-provisioning a mobile wallet

A non-transitory, computer readable medium comprising a set of instructions that, when executed by a processor, cause the processor to perform operations comprising:

• providing an application for download for enabling a mobile wallet on a first computing device associated with a user;
• receiving a first request to download the application to the first computing device;
• in response to receiving the first request to download the application to the first computing device, transmit the application to the first computing device;
• registering the first computing device by associating plug-ins, an operating system and browsing history of the first computing device with an identifier associated with the user;
• continuously collecting, by a server, the plug-ins, the operating system and the browsing history;
• receiving, via the application, a request to enroll a plurality of payment instruments in the mobile wallet;
• enrolling, by the server via the application, the plurality of payment instruments in the mobile wallet, wherein enrolling the plurality of payment instruments in the mobile wallet comprises provisioning the plurality of payment instruments to the first computing device;
• receiving a second request to download the application for enabling the mobile wallet on a second computing device associated with the user;
• determining that the second computing device is different than the first computing device by:
• accessing a user profile associated with the user,
• determining, via the user profile, whether the user associated with the second computing device has previously downloaded the application and whether the user has registered the second computing device, and
• comparing the plug-ins, the operating system and the browsing history of the first computing device with plug-ins, an operating system and browsing history of the second computing device;
• in response to receiving the second request to download the application to the second computing device and determining that the second computing device is different than the first computing device:
• re-provisioning at least a first group of the plurality of payment instruments to the second computing device,
• wherein the at least the first group of the plurality of payment instruments comprises payment instruments issued by a provider of the mobile wallet;
• and
• notifying issuers of a second group of the plurality of payment instruments of the re-provisioning.

A system for managing a mobile wallet, comprising:

• a memory storing a set of instructions;
• and
• at least one processor interacting with the memory, wherein the set of instructions, when executed by the at least one processor, cause the at least one processor to perform operations comprising:
• providing an application for download for enabling a mobile wallet on a first computing device associated with a user;
• receiving a first request to download the application to the first computing device;
• in response to receiving the first request to download the application to the first computing device, transmitting the application to the first computing device;
• registering the first computing device by associating plug-ins, operating system and browsing history of the first computing device with an identifier associated with the user;
• continuously collecting, by a server, the plug-ins, the operating system and the browsing history;
• receiving, via the application, a request to enroll a plurality of payment instruments in the mobile wallet;
• enrolling, by the server via the application, the plurality of payment instruments in the mobile wallet, wherein enrolling the plurality of payment instruments in the mobile wallet comprises provisioning the plurality of payment instruments to the first computing device;
• receiving a second request to download the application for enabling the mobile wallet on a second computing device;
• determining that the second computing device is different than the first computing device by:
• accessing a user profile associated with the user,
• determining, via the user profile, whether the user associated with the second computing device has previously downloaded the application and whether the user has registered the second computing device, and
• comparing the plug-ins, the operating system and the browsing history of the first computing device with plug-ins, operating system and browsing history of the second computing device;
• in response to receiving the second request to download the application to the second computing device and determining that the second computing device is different than the first computing device;
• re-provisioning at least a first group of the plurality of payment instruments to the second computing device,
• wherein the at least the first group of the plurality of payment instruments comprises payment instruments issued by a provider of the mobile wallet;
• and
• notifying issuers of a second group of the plurality of payment instruments of the re-provisioning.