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US 10,769,417 B2Granted
Payment method, apparatus, and system
AssigneeAlibaba Group Holding Limited
InventorsWei Xu, Liang Li
Life of this patent
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Abstract
A payment method includes: acquiring a frontal face image, and a side face image from at least one side, of a to-be-identified user; identifying whether the to-be-identified user is an authorized user of a payment electronic account according to the frontal face image and the side face image that are acquired; and making a deduction operation on the payment electronic account if it is identified that the to-be-identified user is an authorized user of the payment electronic account.
Claims17
A payment method, comprising:
- acquiring a side face image from at least one side of a to-be-identified user;
- performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to a payment electronic account to obtain a side face similarity;
- identifying whether the to-be-identified user is an authorized user of the payment electronic account based on at least the side face similarity;
- and
- making a deduction operation on the payment electronic account if it is identified that the to-be-identified user is an authorized user of the payment electronic account,
- wherein the performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to the payment electronic account comprises:
- adjusting, based on positions of key points on the acquired side face image, the acquired side face image to obtain a standard side face image for the similarity comparison, wherein the standard side face image is of a specified size, and a side face in the standard side face image has a specified posture.
4 more elements
A payment device, comprising:
- a processor;
- and
- a memory configured to store computer-executable instructions, wherein when executing the computer-executable instructions, the processor performs:
- acquiring a side face image from at least one side of a to-be-identified user;
- performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to a payment electronic account to obtain a side face similarity;
- identifying whether the to-be-identified user is an authorized user of a payment electronic account based on at least the side face similarity;
- and
- making a deduction operation on the payment electronic account if the to-be-identified user is an authorized user of the payment electronic account,
- wherein the performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to the payment electronic account comprises:
- adjusting, based on positions of key points on the acquired side face image, the acquired side face image to obtain a standard side face image for the similarity comparison, wherein the standard side face image is of a specified size, and a side face in the standard side face image has a specified posture.
7 more elements
A payment system, comprising a client terminal device and a payment apparatus, wherein the client terminal device is provided with at least one side face image collector and an image collection controller;
- the image collection controller is configured to:
- when a to-be-identified user performs a payment using a payment electronic account, control the side face image collector to collect a side face image of the to-be-identified user;
- the client terminal device is configured to send the frontal face image and the side face image to the payment apparatus;
- and
- the payment apparatus is configured to:
- acquire the side face image;
- perform a similarity comparison between the acquired side face image and a recorded side face image corresponding to the payment electronic account to obtain a side face similarity;
- identify whether the to-be-identified user is an authorized user of the payment electronic account based on at least the side face similarity;
- and
- make a deduction operation on the payment electronic account if the to-be-identified user is an authorized user of the payment electronic account,
- wherein performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to the payment electronic account comprises:
- adjusting, based on positions of key points on the acquired side face image, the acquired side face image to obtain a standard side face image for the similarity comparison, wherein the standard side face image is of a specified size, and a side face in the standard side face image has a specified posture.
9 more elements
A non-transitory storage medium storing computer-executable instructions that, when executed by a processor of a device, cause the device to perform:
- acquiring a side face image from at least one side of a to-be-identified user;
- performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to a payment electronic account to obtain a side face similarity;
- identifying whether the to-be-identified user is an authorized user of a payment electronic account based on at least the side face similarity;
- and
- making a deduction operation on the payment electronic account if it is identified that the to-be-identified user is an authorized user of the payment electronic account,
- wherein the performing a similarity comparison between the acquired side face image and a recorded side face image corresponding to the payment electronic account comprises:
- adjusting, based on positions of key points on the acquired side face image, the acquired side face image to obtain a standard side face image for the similarity comparison, wherein the standard side face image is of a specified size, and a side face in the standard side face image has a specified posture.
4 more elements
Dependencies are inferred from the claim text.