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US 10,762,187 B2Granted
System and method for providing secure transactional solutions
AssigneeNeology, Inc.
InventorsFrancisco Martinez de Velasco Cortina, Manfred Rietzler
Life of this patent
Estimating the term…
Abstract
The present invention provides a method and system for verifying and tracking transactional information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader.
Claims21
A mobile device, comprising:
- short range radio frequency (RF) circuitry;
- memory configured to store biometric authentication information and payment information;
- a biometric module configured to read biometric information;
- an authentication module configured to determine whether the biometric information read by the biometric module corresponds to the biometric authentication information stored in memory;
- and
- a secure module configured to:
- generate a key when the biometric information read by the biometric reading device is determined by the authentication module to correspond to the biometric authentication information stored in memory;
- encrypt the key and the payment information stored in memory;
- and
- provide, via the short range RF circuitry, the encrypted key and payment information for use in a transaction.
7 more elements
A system, comprising:
- a mobile device, comprising:
- short range radio frequency (RF) circuitry;
- memory configured to store biometric authentication information and payment information;
- a biometric module configured to read biometric information;
- an authentication module configured to determine whether the biometric information read by the biometric module corresponds to the biometric authentication information stored in memory;
- and
- a secure module configured to:
- generate a key when the biometric information read by the biometric reading device is determined by the authentication module to correspond to the biometric authentication information stored in memory;
- encrypt the key and the payment information stored in memory;
- and
- provide, via the short range RF circuitry, the encrypted key and payment information for use in a transaction;
- and
- a point of sale (POS) device configured to:
- receive, from the secure module, the encrypted key and payment information;
- and
- transmit, to a central database, the encrypted key and payment information;
- and
- a central database configured to validate the key and the payment information.
15 more elements
A method for secure transactions using a mobile device, comprising:
- storing biometric authentication information and payment information in memory;
- reading biometric information using a biometric reader;
- determining whether the biometric information read by the biometric reader corresponds to the biometric authentication information stored in memory;
- generating a key when the biometric information read by the biometric reader is determined to correspond to the biometric authentication information stored in memory;
- encrypting the key and the payment information stored in memory;
- and
- providing the encrypted key and payment information for use in a transaction.
4 more elements
Dependencies are inferred from the claim text.