Back to results
US 10,685,503 B2Granted
System and method for associating user and vehicle information for communication to a third party
AssigneeNIO USA, Inc.
InventorChristopher P. Ricci
Life of this patent
Estimating the term…
Abstract
A vehicle is provided that detects a first presence of a driver in a vehicle, based upon detecting the first presence, provides a user interface for the driver to enter first user information, information, and communicates the first sensitive information to a vendor to authenticate the combines the first user information and the vehicle information to generate the first sensitive driver to enable the vendor to perform a financial transaction with the driver using the first sensitive information while the vehicle is in motion. The processor is programmed to initiate automatically, on behalf of the driver, the financial transaction with the vendor in response to a sensed state or location of the vehicle.
Claims21
A vehicle, comprising:
- a sensor that detects a first presence of a driver in a vehicle;
- a memory that stores first sensitive information of the driver of the vehicle;
- and
- a processor in communication with the sensor and the memory, the processor:
- receives the first presence;
- based upon receiving the first presence, provides a first user interface for the driver to enter first user information, the first user information comprising financial information of the driver and one or more of a biometric, a username, a password, mobile device information, payment information, a personal identification number, identifiers, an address, limits, preferences, and/or rules;
- receives vehicle information associated with the vehicle;
- combines the first user information and the vehicle information to generate a first sensitive information;
- sends the first sensitive information to the memory for storage, wherein the first sensitive information is encrypted in the memory;
- and
- communicates the first sensitive information to a vendor to authenticate the driver to enable the vendor to perform a financial transaction with the driver using the first sensitive information while the vehicle is in motion, wherein the processor is programmed to initiate automatically, on behalf of the driver, the financial transaction with the vendor in response to a sensed state or location of the vehicle, and wherein the processor authorizes the financial transaction with the vendor in response to a plurality of vehicle speed, proximity to a location of the vendor, and historical information associated with the driver or passenger.
8 more elements
A method for communicating information with a vehicle, comprising:
- detecting, by a processor, a first presence of a driver in the vehicle;
- based upon detecting the first presence, providing, by the processor, a first user interface for the driver to enter first user information, the first user information comprising financial information of the driver and one or more of a biometric, a username, a password, mobile device information, payment information, a personal identification number, identifiers, an address, limits, preferences, and/or rules;
- receiving, by the processor, vehicle information associated with the vehicle;
- combining, by processor, the first user information and the vehicle information to generate first sensitive information;
- sending, by the processor, the first sensitive information to a memory for storage, wherein the first sensitive information is encrypted in the memory;
- and
- communicating, by the processor, the first sensitive information to a vendor to authenticate the driver and enable the vendor to perform a financial transaction with the driver using the first sensitive information while the vehicle is in motion, wherein the processor initiates automatically, on behalf of the driver, the financial transaction with the vendor in response to a sensed state or location of the vehicle, and wherein the processor authorizes the financial transaction with the vendor in response to a plurality of vehicle speed, proximity to a location of the vendor, and historical information associated with the driver or passenger.
4 more elements
A vehicle, comprising:
- a sensor to:
- detect a first presence of a driver in a vehicle;
- a memory to:
- store first sensitive information of the driver of the vehicle;
- a processor in communication with the sensor and the memory, the processor to:
- receive the first presence;
- based upon receiving the first presence, provide a user interface for the driver to enter first user information, the first user information comprising financial information of the driver and one or more of a biometric, a username, a password, mobile device information, payment information, a personal identification number;
- identifiers, an address, limits, preferences, and/or rules;
- receive vehicle information associated with the vehicle, wherein the vehicle information comprises one or more of a vehicle identification number (VIN), engine code, and electronic serial number (ESN);
- combine the first user information and the vehicle information to generate the first sensitive information;
- send the first sensitive information to the memory for storage, wherein the first sensitive information is encrypted in the memory;
- and
- communicate the first sensitive information to a charging facility to authenticate the driver and/or the vehicle and enable the charging facility to perform a financial transaction with the driver and/or the vehicle using the first sensitive information while the vehicle is in motion and/or at the charging facility, wherein the processor is programmed to initiate automatically, on behalf of the driver, the financial transaction with the charging facility in response to a sensed state or location of the vehicle;
- wherein the processor provides an authorization to the charging facility in response to a plurality of vehicle speed, proximity to a location of the charging facility, and historical information associated with the driver or passenger, wherein the authorization comprises the first sensitive information;
- wherein the first sensitive information sent to the charging facility is a token to authenticate the driver and/or the vehicle, wherein the token is one or more of:
- time-based and expires after a predetermined period of time;
- and/or
- transaction-based and expires after a transaction with the charging facility is completed.
15 more elements
Dependencies are inferred from the claim text.