Graphical representation of account outflow

A system comprising:

• a computing device comprising at least one processor and a data storage device in communication with the at least one processor, wherein the data storage device comprises instructions thereon that, when executed by the at least one processor, causes the at least one processor to:
• obtain, by the at least one processor, a transaction of an account holder including an amount and frequency of the transaction;
• categorize, by the at least one processor, the transaction on a continuum of discretionary spending and fixed expense spending;
• and
• display, by the at least one processor, the transaction on a user interface using a graph having an x-axis providing a frequency of the at least one transaction, a y-axis indicating the categorization of the transaction, including displaying the transaction as a bubble on the graph, wherein the bubble has a diameter that is proportional to the amount of the transaction.

A non-transitory computer-readable storage medium, the computer-readable storage medium including instructions that when executed by computers, cause the computers to perform operations of:

• obtaining a transaction of an account holder including an amount and frequency of the transaction;
• categorizing the transaction on a continuum of discretionary spending and fixed expense spending;
• and
• displaying the transaction on a user interface using a graph having an x-axis providing a frequency of the at least one transaction, a y-axis indicating the categorization of the transaction, including displaying the transaction as a bubble on the graph, wherein the bubble has a diameter that is proportional to the amount of the transaction.