Transaction security apparatus and method

A computer-implemented method, comprising:

• inputting or entering, with or using an input device of a banking transaction terminal, information regarding an account and transaction information regarding a transaction on or involving the account;
• obtaining or recording, with or using a camera or a video recording device, a photograph or a video clip of an individual involved in the transaction;
• processing, with or using a processor, the transaction information;
• storing, in a database of a computer, information regarding the transaction and the photograph or the video clip of the individual involved in the transaction;
• and
• transmitting the information regarding the transaction and the photograph or the video clip of the individual involved in the transaction to a communication device independently of any processing of the transaction by a transaction authorization processing computer.

A computer-implemented method, comprising:

• inputting, entering, or receiving, with or using an input device or a receiver, information regarding an account and transaction information regarding a transaction on or involving the account;
• obtaining or recording, with or using a camera or a video recording device, a photograph or a video clip of an individual involved in the transaction;
• processing, with or using a processor, the transaction information;
• storing, in a database of a computer, information regarding the transaction and the photograph or the video clip of the individual involved in the transaction, and
• transmitting the information regarding the transaction and the photograph or the video clip of the individual involved in the transaction to a communication device independently of any processing of the transaction by a transaction authorization processing computer.