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US 10,504,113 B2Granted
Method and apparatus for providing pre-certification for chip card mobile merchant payments
AssigneeCardflight, Inc.
InventorDerek Webster
Life of this patent
Estimating the term…
Abstract
A method and apparatus for pre-certifying a chip card transaction, includes receiving, by a server, a request for processing the chip card transaction from a first device. The server authenticates the first device and one or more devices involved in the transaction for processing the transaction. If the first device and all of the one or more devices are authenticated, the transaction is processed and data relating to the processed transaction is transmitted to the first device.
Claims12
A method, implemented in a server, for pre-certifying a chip card transaction, comprising:
- receiving, by the server, a request for processing the chip card transaction from a first device;
- authenticating the first device and one or more devices involved in the transaction for processing the transaction;
- if the first device and all of the one or more devices are authenticated, processing the transaction;
- transmitting data relating to the processed transaction to the first device;
- and
- providing pre-certification information in the first device pre-certifying the first device and all of the one or more devices.
3 more elements
An apparatus, comprising:
- a processor;
- an input/output (I/O) driver;
- and
- a memory;
- wherein the processor is configured to receive a first transmission from a first device from the I/O driver via the Internet, the first transmission including a request for processing a chip card transaction from the first device, authenticate the first device and one or more devices involved in the transaction for processing the transaction, and if the first device and all of the one or more devices are authenticated, process the transaction and transmit to the first device, through the I/O device, data relating to the processed transaction, and wherein pre-certification information is included in the first device pre-certifying the first device and all of the one or more devices.
2 more elements
A system, comprising:
- a first device in communication with the Internet, the first device configured to transmit a first transmission via the Internet including a request for processing a chip card transaction;
- and
- a server in communication with the Internet, the server configured to receive the first transmission from the first device via the Internet, the first transmission including a request for processing a chip card transaction from the first device, authenticate the first device and one or more devices involved in the transaction for processing the transaction, and if the first device and all of the one or more devices are authenticated, process the transaction and transmit to the first device, via the Internet, data relating to the processed transaction, wherein the server further comprises a processor, a memory in communication with the processor, and an input/output (I/O) driver in communication with the processor, wherein the processor receives the first transmission via the I/O driver, and
- wherein pre-certification information is included in the first device pre-certifying the first device and all of the one or more devices.
1 more element
Dependencies are inferred from the claim text.