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US 10,504,107 B2Granted
System and method for mobile checkout
AssigneeMastercard International Incorporated
InventorsTodd Allan Healy, Stephanie Yim
Life of this patent
Estimating the term…
Abstract
Provided are a system and method for a mobile payment. In one example, the method may include determining an amount of digital wallets installed on a mobile device, and in response to determining that a plurality of digital wallets are installed on the mobile device, displaying a smart button on a merchant checkout page. When the smart button is selected by a user of the mobile device, the method may further include displaying a payment option selection screen that enables the user of the mobile device to select a payment card from any digital wallet from among the plurality of digital wallets as a method of payment for the transaction.
Claims18
A mobile payment method comprising:
- receiving, from a central system, a list of valid digital wallets that are capable of being used by a mobile device to make a payment with a merchant;
- determining which valid digital wallets from the received list are locally installed on the mobile device;
- and
- in response to determining that a plurality of digital wallets are locally installed on the mobile device, displaying a smart button with a merchant checkout page,
- wherein when the smart button is selected by a user of the mobile device, the method further comprises displaying a payment option selection screen that enables the user to select a payment card associated with any digital wallet from among the plurality of digital wallets locally installed as a method of payment for the transaction,
- wherein the method further comprises receiving a selection of a payment card of a digital wallet from the user through the payment option selection screen, and
- in response to determining that the user of a mobile device is re-navigating to the merchant checkout page, further displaying a second smart button on the merchant checkout page which enables the user to bypass the payment option selection screen and make payment using the previously selected payment card of the digital wallet.
4 more elements
A mobile device comprising:
- a display screen;
- a network interface configured to receive, from a central system, a list of valid digital wallets that are capable of being used by a mobile device to make a payment with a merchant;
- and
- a processor configured to determine which valid digital wallets from the received list are locally installed on the mobile device, and, in response to determining a plurality of digital wallets are locally installed on the mobile device, cause the display screen to display a smart button on the merchant checkout page,
- wherein, in response to the smart button being selected by the user, the processor is further configured to cause the display screen to display a payment option selection screen simultaneously displaying a representation of each digital wallet from among a plurality of digital wallets locally installed on the mobile device, and simultaneously displaying a user selectable representation of each payment card included in each respective digital wallet,
- the processor is further configured to receive a selection of a payment card of a digital wallet from the user through the payment option selection screen, and
- in response to determining that the user of a mobile device is re-navigating to the merchant checkout page, the processor is further configured to display a second smart button on the merchant checkout page which enables the user to bypass the payment option selection screen and make payment using the previously selected payment card of the digital wallet.
4 more elements
A mobile payment method comprising:
- determining that a user of a mobile device is at or is navigating to a merchant checkout page on a display screen;
- determining that a plurality of digital wallets capable of being used for payment on the merchant checkout page are locally installed on the mobile device based on a list of valid digital wallets received from a central system;
- displaying a smart button on the merchant checkout page;
- and
- in response to the smart button being selected by the user, displaying a payment option selection screen simultaneously displaying a representation of each digital wallet from among a plurality of digital wallets locally installed on the mobile device, and simultaneously displaying a user selectable representation of each payment card included in each respective digital wallet,
- wherein the method further comprises receiving a selection of a payment card of a digital wallet from the user through the payment option selection screen, and
- in response to determining that the user of a mobile device is re-navigating to the merchant checkout page, further displaying a second smart button on the merchant checkout page which enables the user to bypass the payment option selection screen and make payment using the previously selected payment card of the digital wallet.
4 more elements
Dependencies are inferred from the claim text.