Method for processing transactional data, terminal, server and corresponding computer programs
AssigneeIngenico Group
InventorVincent Ducrohet
Life of this patent
Estimating the term…
Abstract
A method for processing transactional data, via a payment terminal. The method includes capturing at least one datum representing a bill to be paid, called a consolidated datum, from a pre-existing support; formatting the consolidated datum by a collection application of the payment terminal, delivering a digital invoice; displaying the digital invoice by the collection application; transmitting to a payment application of the payment terminal at least one datum, called a transactional datum, representing an amount to be paid according to at least one element of the digital bill.
Claims8
A method for processing transactional data by a payment terminal of a merchant, said method for processing being executed by a cashing application embedded in said payment terminal and comprising:
- capturing by a sensor of the payment terminal of the merchant, at least one piece of data representing an invoice to be settled, called a piece of consolidated data, from the invoice, which is:
- printed on a pre-existing carrier by a cashing system, or
- rendered on a display by the cashing system;
- delivering a digital invoice by formatting the piece of consolidated data, captured from the invoice printed or rendered by the cashing system;
- displaying said digital invoice;
- performing a cashing operation, comprising:
- transmitting to a payment application embedded in said payment terminal, at least one piece of data representing a sum to be paid as a function of at least one element of said digital invoice, called a piece of transactional data;
- and
- performing a payment transaction by the payment application based on the at least one piece of data representing the sum to be paid.
A payment terminal of a merchant for processing the transactional data, comprising:
- a sensor;
- at least one hardware processor;
- and
- a non-transitory computer-readable medium comprising instructions stored thereon, including a cashing application embedded in said payment terminal of the merchant, which when executed by the at least one hardware processor configure the at least one hardware processor to perform acts comprising:
- capturing by the sensor at least one piece of data representing an invoice to be settled, called a piece of consolidated data, from the invoice, which is:
- printed on a pre-existing carrier by a cashing system, or
- rendered on a display by the cashing system;
- delivering a digital invoice by formatting the piece of consolidated data, captured from the invoice printed or rendered by the cashing system;
- displaying said digital invoice by said cashing application;
- performing a cashing operation, comprising:
- transmitting at least one piece of data representing a sum to be paid as a function of at least one element of said digital invoice, called a piece of transactional data, to a payment application embedded in said payment terminal;
- and
- performing a payment transaction by the payment application based on the at least one piece of data representing the sum to be paid.
A non-transitory computer-readable medium comprising a computer program product stored thereon, which comprises program code instructions of a payment application embedded in a payment terminal of a merchant to execute a method of processing transactional data by the payment terminal, when the instructions are executed on a computer of the payment terminal, wherein the instructions comprise:
- instructions that configure the payment terminal of the merchant to capture, by a sensor of the payment terminal, at least one piece of data representing an invoice to be settled, called a piece of consolidated data, from the invoice, which is:
- printed on a pre-existing carrier by a cashing system, or
- rendered on a display by the cashing system;
- instructions that configure the payment terminal to deliver a digital invoice by formatting the piece of consolidated data, captured from the invoice printed or rendered by the cashing system;
- instructions that configure the payment terminal to display said digital invoice;
- instructions that configure the payment terminal to perform a cashing operation, comprising:
- transmitting to a payment application embedded in said payment terminal, at least one piece of data representing a sum to be paid as a function of at least one element of said digital invoice, called a piece of transactional data;
- and
- performing a payment transaction by the payment application based on the at least one piece of data representing the sum to be paid.
Dependencies are inferred from the claim text.