Mobile cash deposit system and method
AssigneeUnited Services Automobile Association (USAA)
InventorsYongxiang Hu, Diana Reyna, Aaron Lee Van Heldorf
Life of this patent
Estimating the term…
Abstract
An electronic cash deposit system includes a processor that receives a user-generated request for a deposit of cash into an account, receive data generated from a scan of a machine-readable image on a receptacle that receives the cash, perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key, generate confirmation of the deposit of the cash when the validation is confirmed, and send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated.
Claims20
An electronic cash deposit system, comprising:
- one or more processors configured to:
- receive a user-generated request for a deposit of cash into an account;
- receive data generated from a scan of a machine-readable image on a receptacle configured to receive the cash;
- perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key associated with the machine-readable image;
- generate a confirmation of the deposit of the cash in response to the validation of the deposit;
- and
- send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated.
A method, comprising:
- receiving, via a processor, a user-generated request for a deposit of cash into an account;
- receiving, via the processor, data generated from a scan of a machine-readable image on a receptacle configured to receive the cash;
- performing, via the processor, a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key associated with the machine-readable image;
- generating, via the processor, a confirmation of the deposit of the cash in response to the validation of the deposit;
- and
- sending, via the processor, a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated.
A system, comprising:
- a first computing device configured to:
- receive a user request for a deposit of cash into an account;
- and
- determine a location of the first computing device in response to receiving the user request;
- a second computing device configured to:
- receive the user request and the location from the first computing device;
- receive data generated from a scan of a machine-readable image on a receptacle configured to receive the cash;
- perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key associated with the machine-readable image;
- generate a confirmation of the deposit of the cash in response to the validation of the deposit;
- and
- send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated.
Dependencies are inferred from the claim text.