Systems and methods for distributing payment network services

A computer implemented method for use in distributing services associated with purchase transactions in a payment network, the method comprising:

• receiving, at an edge computing device of a payment network, from a banking institution, a payment network message;
• identifying the payment network message as being associated with a service, based on a primary account number (PAN) included in the payment network message;
• performing, at the edge computing device of the payment network, the identified service;
• and
• transmitting a reply message, for the received payment network message, to the banking institution, whereby the service is performed at the edge computing device of the payment network and without transmitting either the payment network message or the reply message to a centralized internal computing device of the payment network.

An edge computing device for use in distributing at least one service in a payment network, the edge computing device disposed in a region and structured, based on at least one load file, to:

• receive an authorization request, from a customer of a payment network, for a transaction to a payment account based on a location of the edge computing device within a same region as the customer;
• identify, based on a primary account number (PAN) included in the authorization request, at least one service to be performed in connection with the transaction;
• and
• perform the at least one service in response to the authorization request, without transferring the authorization request to another computing device of the payment network outside of said region.