System and method for bundling insurance products

A computer device for determining a standard status for each of a plurality of products and generating a user interface for presenting such standard statuses to a user, the computer device comprising:

• one or more processors;
• and
• one or more memories coupled to the one or more processors;
• the one or more memories including non-transitory computer executable instructions stored therein that, when executed by the one or more processors, cause the one or more processors to:
• receive, via a computer network, a customer identification;
• receive, via the computer network, selections of a first product and a second product offered by a company corresponding to the customer identification, wherein the first product is selected from a first product line of a plurality of product lines sold by the company and the second product is selected from a second product line of the plurality of product lines;
• map each of a plurality of standard statuses to a plurality of successive statuses of each work flow in a plurality of application work flows of the plurality of product lines across the plurality of product lines, including application work flows of the first and second product lines;
• determine a first context of a first application for the first product, wherein the first context represents one of the successive statuses of a first work flow of the plurality of work flows associated with the first application for the first product;
• determine a first standard status of the first application from the plurality of standard statuses based on the first context;
• generate a first status message indicating the first standard status of the first application based upon the determined first context;
• determine a second context of a second application for the second product, wherein the second context represents one of the successive statuses of a second work flow of the plurality of work flows associated with the second application for the second product;
• determine a second standard status of the second application from the plurality of standard statuses based on the second context;
• generate a second status message indicating the second standard status of the second application based upon the determined second context;
• based on the determined first and second standard statuses, transmit, via the computer network to a client device, the first and second status messages to facilitate presenting the first and second status messages via an online hub, wherein the online hub provides a centralized location to view the first and second status messages and the plurality of product lines sold by the company;
• determine an action to be triggered by the first context;
• trigger the action in response to determining the first context of the application for the first product;
• generate an action status message explaining the action triggered by the first context;
• transmit, via the computer network, the action status message to the online hub;
• and
• cause the online hub to be presented as a user interface displaying a unified product page by a display of the client device, the online hub comprising:
• a product bundle area of the unified product page displaying information regarding a bundle of products including the first application for the first product and the second application for the second product, wherein the product bundle area displays each of the first status message and the second status message, wherein the visual indicator is color-coded to indicate the respective standard status of the respective application, and wherein the product bundle area includes a user interface element configured to cause the product bundle area to display further actions to be taken with respect to at least one of the first product or the second product upon selection of the user interface element by the user;
• and
• a bundle checkout area of the unified product page displaying information regarding purchasing the bundle of products, wherein the bundle checkout area includes a standard status message regarding the bundle of products and a bundle price for the bundle of products.

A computer-implemented method for online selling of a bundle of insurance-related products or services, the method comprising:

• providing, by one or more processors, a graphical or visual representation of more than one insurance-related product or service to be displayed via a graphical user interface, wherein the graphical user interface is configured to:
• present a product bundle area of a unified product page displaying information regarding the bundle of insurance-related products or services, including the more than one insurance-related product or service, wherein the product bundle area includes a user interface element configured to cause the product bundle area to display further actions to be taken with respect to at least one of the more than one insurance-related product or service upon selection of the user interface element by the user;
• present a bundle checkout area of the unified product page displaying information regarding purchasing the bundle of insurance-related products or services;
• accept user modification to each of the more than one insurance-related product or service in the bundle of insurance-related products or services;
• and modify a bundle price displayed in the bundle checkout area, wherein the bundle price is an overall price that a user will be charged if the bundle of insurance-related products or services is purchased together via the graphical user interface;
• mapping, by the one or more processors, each of a plurality of standard statuses to a plurality of successive statuses of each work flow in a plurality of application work flows of the more than one insurance-related product or service across the more than one insurance-related product or service;
• determining, by the one or more processors, a current standard status from the plurality of standard statuses for each of the more than one insurance-related product or service in the bundle of insurance-related products or services based upon a current status of an application work flow of each of the more than one insurance-related product or service;
• determining, by the one or more processors, a context of a product or service of the more than one insurance-related product or service, wherein the context represents the current status of the application work flow of the product or service;
• determining, by the one or more processors, an action to be triggered by the context of the application work flow;
• triggering, by the one or more processors, the action in response to determining the context of the application work flow;
• generating, by the one or more processors, an action status message explaining the action triggered by the context of the application work flow;
• transmitting, via the computer network, the action status message to the online hub;
• and
• providing, by the one or more processors, a graphical or visual representation of the current standard status of each of the more than one insurance-related product or service to be displayed via the product bundle area of the graphical user interface, wherein the graphical or visual representation of the current standard status for each of the more than one insurance-related product or service is color-coded to indicate the current status.