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US 10,482,529 B1Granted
ATM customer messaging systems and methods
AssigneeWells Fargo Bank, N.A.
InventorsJonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
Life of this patent
Estimating the term…
Abstract
Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
Claims23
A method, comprising:
- receiving identification information of a first account holder at a financial institution;
- authenticating the first account holder based on the identification information;
- identifying a second account holder at the financial institution as being known to the first account holder;
- identifying a financial goal of the second account holder;
- receiving inputs to configure a message to be displayed to the second account holder based on the financial goal, the inputs being received from the first account holder;
- and displaying the message to the second account holder from the first account holder, the message being displayed based on the financial goal.
3 more elements
A method, comprising:
- receiving identification information of a first account holder at a financial institution;
- authenticating the first account holder based on the identification information;
- identifying a second account holder at the financial institution as being known to the first account holder;
- receiving inputs to configure a message to be displayed to the second account holder based on a personal event associated with the second account holder, the inputs being received from the first account holder;
- detecting the personal event based on transaction activity of the second account holder;
- and
- displaying the message to the second account holder from the first account holder, the message being displayed based on the transaction activity to coincide with the occurrence of the personal event of the second account holder.
4 more elements
Dependencies are inferred from the claim text.